7157 State Rte 120 E, Nebo, KY 42441 Property Records

Webster County property record for 7157 State Rte 120 E, Nebo, KY 42441

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,440 sqft
Lot Size	5.48 acres (239,144 sqft)
Owner	Individual Name on File
Last Sale	$30,464 (Jan 2021)
Tax Bill	$1,308 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`069-027-001`

Property Details

APN / Parcel Number

Primary APN	`069-027-001`
Alternative APNs	`15314` `10762` `10781`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,440 sqft Finished Area
Family Room	Family Room

Exterior

Exterior Material	Metal
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	239,144 sqft (5.48 acres)
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	448 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	10781
Street Address	7157 STATE ROUTE 120 E
City	NEBO
State	KY
Zip	42441-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RES/BLDGS & 5.49 ACRES
Jurisdiction	WEBSTER KY
Township / Civil Division	DIXON
Census Block Group	2
Census Block	2061
Census Tract	960200

Owner

7157 State Rte 120 E is owned and occupied by an individual who bought it in January 2021.

Source: Webster County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7157 STATE ROUTE 120 E, NEBO, KY 42441-9600
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY
Oct 10, 2019	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY
Jan 22, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2021 · Amount on File
Deed Sale	Jan 22, 2021 · Amount on File
Prior Sale	Aug 18, 2014 · Amount on File
Deed Document Number	418821
Deed Book / Page	DEED 311 / 140
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	7157 STATE ROUTE 120 E, NEBO, KY 42441-9600
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7157 STATE ROUTE 120 E, NEBO, KY 42441-9600

Mortgage

Document Number	000389/503
Date	Nov 6, 2023
Book Page	389/503
Instrument	458488

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	PROVIDENCE, KY 42450

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	7157 STATE ROUTE 120 E, NEBO, KY 42441-9600
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG350/037
Date	Oct 10, 2019
Book Page	MTG 350/037
Instrument	404321

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42302

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	178 Months
Due	Aug 30, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER KY
Recording Date	Jan 22, 2021
Property Address	7157 STATE ROUTE 120 E, NEBO, KY 42441-9600
Document Number	DEED311/140
Book / Page	DEED 311 / 140
Instrument Date	Jan 22, 2021
Instrument	418821
Transaction Type	Transfer
Record Updated	Apr 20, 2023

Transaction

Amount	Amount on Record
Tax	$30.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9522 RABBIT RUN DR, NEWBURGH, IN 47630-7400

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7157 STATE ROUTE 120 E, NEBO, KY 42441-9600

Tax Assessment & Valuation

The 2025 property tax bill for 7157 State Rte 120 E was $1,308 with a homeowner's exemption.

Source: Webster County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Webster County
Unified School District	Webster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,308.00 Homeowner's exemption	$165,700	$165,700
2023	$1,347.00 Homeowner's exemption	$165,700	$165,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7157 State Rte 120 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7157 State Rte 120 E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEBSTER CO WATER DISTRICT serves 5,940 people · EPA ID KY1170995
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on State Rte 120 E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures