7157 Pitlochry Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7157 Pitlochry Dr, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,996 sqft · built 2001
Lot Size0.22 acres (9,583 sqft)
Owner2 Company Names on Record
Last Sale$1,295,000 (Aug 2020)
Tax Bill$17,137 (2025)
Deeds & MortgagesMay 2026 Mortgage
Mar 2021 Second Mortgage
+ 5 more
Flood ZoneZone D (undetermined)
APN810-61-006

Property Details

APN / Parcel Number

Primary APN810-61-006

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,996 sqft Living Area
1st Floor Area1,994 sqft
2nd Floor Area2,002 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2002
Architectural StyleH-Shape
Construction TypeWood
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area789 sqft
Parking Spaces3 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address7157 PITLOCHRY DR
CityGILROY
StateCA
Zip95020-3064
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 9286 LOT 6
Legal Subdivision9286 SUMMERHILL PH 1
Legal Tract9286
Legal Lot Number6
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1020
Census Tract512510

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address7157 PITLOCHRY DR, GILROY, CA 95020-3064
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 23, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Sep 7, 2021Correction Deed
Sep 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 20, 2020Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Aug 20, 2020Grant Deed, Transfer
FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2020 · Amount on Record
Deed SaleAug 20, 2020 · Amount on Record
Prior SaleSep 18, 2014 · Amount on Record
Deed Document Number202024582324
Last Transfer DateAug 23, 2021
Transfer Doc0025091035
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Recording DateMay 13, 2026
Property Address7157 PITLOCHRY DR, GILROY, CA 95020-3064
Document Number0025988039
Instrument DateMay 8, 2026
Instrument202625988039
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address7157 PITLOCHRY DR, GILROY, CA 95020-3064

Mortgage

Document Number0025988039,
DateMay 13, 2026
Instrument202625988039
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address7157 PITLOCHRY DR, GILROY, CA 95020-3064
Transaction TypeMortgage
Record UpdatedJun 15, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address7157 PITLOCHRY DR, GILROY, CA 95020-3064

Mortgage

Document Number0024887453
DateMar 23, 2021
Instrument24887453
Lender
NameDISCOVER BANK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueMar 23, 2051

September 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionSANTA CLARA CA
Recording DateSep 7, 2021
Property Address7157 PITLOCHRY DR, GILROY, CA 95020-3064
Document Number0025091035
Map ReferenceMB 733PG 1-7
Instrument DateAug 23, 2021
Instrument25091035
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address7157 PITLOCHRY DR, GILROY, CA 95020-3064

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address7157 PITLOCHRY DR, GILROY, CA 95020-3064
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023750001
DateSep 12, 2017
Instrument23750001
Lender
NameAMERICAN PACIFIC MORTGAGE
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address7157 PITLOCHRY DR, GILROY, CA 95020-3064
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7157 PITLOCHRY DR, GILROY, CA 95020-3064

Mortgage

Document Number0024727982
DateNov 30, 2020
Instrument24727982
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2035

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CLARA CA
Recording DateAug 20, 2020
Property Address7157 PITLOCHRY DR, GILROY, CA 95020-3064
Document Number0024582325
Instrument DateAug 18, 2020
Instrument24582325
Transaction TypeTransfer
Record UpdatedSep 4, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address7157 PITLOCHRY DR GILROY CA 950203064, GILROY, CA 95020-3064

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateAug 20, 2020
Property Address7157 PITLOCHRY DR, GILROY, CA 95020-3064
Document Number0024582324
Map ReferenceMB 733 MAP 1-7
Instrument DateAug 18, 2020
Instrument24582324
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7157 PITLOCHRY DR, GILROY, CA 95020-3064

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,429,782 (+2%) Land $714,891 Building $714,891
2025$17,137.00 (+2.2%) Homeowner's exemption$1,401,748 (+4.04%) Land $700,874 Building $700,874
2023$16,768.00 (+1.66%) Homeowner's exemption$1,347,318 Land $673,659 Building $673,659
2022$16,494.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims4 (1986–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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