7157 E Valley Ridge Dr, Madison, WI 53719 Property Records

Dane County property record for 7157 E Valley Ridge Dr, Madison, WI 53719

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,632 sqft · built 1989
Lot Size	0.148 acres (6,482 sqft)
Owner	Owner Name on File
Last Sale	$185,000 (Aug 2012)
Tax Bill	$6,550 (2024)
Deeds & Mortgages	Apr 2023 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0708-264-0712-8`

Property Details

APN / Parcel Number

Primary APN	`0708-264-0712-8`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	932 sqft
Basement Area	916 sqft
Finished Basement	700 sqft
Family Room	Family Room
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	6,482 sqft (0.148 acres)
Garage Type	Attached
Garage Area	444 sqft
Driveway	Driveway
Driveway Area	224 sqft
Parking Spaces	2 Parking Spaces
Deck Area	302 sqft
Patio Area	302 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7157 E VALLEY RIDGE DR
City	MADISON
State	WI
Zip	53719-2353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	HIGHLAND VILLAGE, LOT 54
Legal Range	08
Legal Township	07
Legal Section	26
Legal Subdivision	HIGHLAND VILLAGE
Legal Lot Number	54
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1000
Census Tract	409

Owner

The current owner of 7157 E Valley Ridge Dr bought it in August 2012.

Source: Dane County records, as of January 22, 2026

Owner of Record	Owner Name on File
Mailing Address	7157 E VALLEY RIDGE DR, MADISON, WI 53719-2353
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Feb 12, 2021	Deed of Trust, Mortgage · Construction Mortgage SUMMIT CU
Sep 5, 2019	Deed of Trust, Mortgage · Line of Credit SUMMIT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2012 · Amount on File
Deed Sale	Aug 15, 2012 · Amount on File
Deed Document Number	4902686
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	7157 E VALLEY RIDGE DR, MADISON, WI 53719-2353
Transaction Type	Mortgage
Record Updated	May 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005896401
Date	Apr 18, 2023
Instrument	5896401

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	7157 E VALLEY RIDGE DR, MADISON, WI 53719-2353
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005789773
Date	Nov 17, 2021
Instrument	5789773

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2051

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	7157 E VALLEY RIDGE DR, MADISON, WI 53719-2353
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005694331
Date	Feb 12, 2021
Instrument	5694331

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.88%
Index	1-Year CMT

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	7157 E VALLEY RIDGE DR, MADISON, WI 53719-2353
Document Number	0005520836
Instrument Date	Sep 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7157 E VALLEY RIDGE DR MADISON WI 537192353, MADISON, WI 53719-2353

Mortgage

Document Number	0005520836
Date	Sep 10, 2019
Instrument	5520836

Lender

Name	SUMMIT CU
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$347,800 Land $104,200 Building $243,600
2024	$6,550.00		$347,800
2023		$322,000 Land $96,500 Building $225,500
2022	$5,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7157 E Valley Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7157 E Valley Ridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
LiteWire Fixed Wireless	100 / 25

May also be available: T-Mobile, TDS Telecom, Verizon.

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