7156 Sharp Rd, Swartz Creek, MI 48473 Property Records

Genesee County property record for 7156 Sharp Rd, Swartz Creek, MI 48473

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,540 sqft · built 1972
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on Record
Last Sale	$237,000 (Sep 2026)
Tax Bill	$3,147 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-18-526-009`

Property Details

APN / Parcel Number

Primary APN	`15-18-526-009`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,540 sqft Living Area
1st Floor Area	960 sqft
Basement Area	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Bi-Level
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	175 ft deep x 80 ft wide
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7156 SHARP RD
City	SWARTZ CREEK
State	MI
Zip	48473-9429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Legal Description	LOT 9 CHRYSLER ESTATES
Legal Subdivision	CHRYSLER ESTATES
Legal Lot Number	9
Jurisdiction	GENESEE MI
Township / Civil Division	MUNDY
Census Block Group	4
Census Block	4005
Census Tract	12904

Owner

Source: Genesee County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3709 PALMER AVE, FLINT, MI 48506-4219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Warranty Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE CORPORATION
Sep 22, 2026	Deed of Trust, Mortgage · FHA Mortgage GOLD STAR MORTGAGE CORPORATION
Sep 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE HSNG DEV AUTH
Jun 30, 2020	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS
Dec 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2026 · Amount on Record
Deed Sale	Sep 23, 2026 · Amount on Record
Prior Sale	Jun 30, 2020 · Amount on Record
Deed Document Number	2026092354344
Prior Transfer Date	Feb 18, 2009
Prior Transfer Doc	0000023472
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 23, 2026
Property Address	7156 SHARP RD, SWARTZ CREEK, MI 48473-9429
Document Number	0000054344
Instrument Date	Sep 18, 2026
Instrument	2026092354344
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$205,858.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3709 PALMER AVE, FLINT, MI 48506-4219
Investor	Possibly a Property Investor

Mortgage

Document Number	0000053830,
Date	Sep 23, 2026
Instrument	2026092253830

Lender

Name	GOLD STAR MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000053831,
Date	Sep 22, 2026
Instrument	2026092253831

Lender

Name	MICHIGAN STATE HSNG DEV AUTH

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	Sep 22, 2026
Property Address	7156 SHARP RD, SWARTZ CREEK, MI 48473-9429
Document Number	0000053830
Instrument Date	Sep 18, 2026
Instrument	202692253830
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3709 PALMER AVE, FLINT, MI 48506-4219

Mortgage

Document Number	0000053830,
Date	Sep 22, 2026
Instrument	202692253830

Lender

Name	GOLD STAR MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	Sep 22, 2026
Property Address	7156 SHARP RD, SWARTZ CREEK, MI 48473-9429
Document Number	0000053831
Instrument Date	Sep 18, 2026
Instrument	202692253831
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7156 SHARP RD, SWARTZ CREEK, MI 48473-9429

Mortgage

Document Number	0000053831,
Date	Sep 22, 2026
Instrument	202692253831

Lender

Name	MICHIGAN STATE HSNG DEV AUTH

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 30, 2020
Property Address	7156 SHARP RD, SWARTZ CREEK, MI 48473-9429
Document Number	0000042655
Instrument Date	Jun 24, 2020
Instrument	42655
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7156 SHARP RD SWARTZ CREEK MI 484739429, SWARTZ CREEK, MI 48473-9429

Mortgage

Document Number	42656
Date	Jun 30, 2020
Instrument	42656

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	7156 SHARP RD, SWARTZ CREEK, MI 48473-9429
Document Number	0000078542
Instrument Date	Dec 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7156 SHARP RD SWARTZ CREEK MI 484739429, SWARTZ CREEK, MI 48473-9429

Mortgage

Document Number	0000078542
Date	Dec 27, 2017
Instrument	78542

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 26, 2027

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Mundy Township
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,800 (+4.33%)	$197,600 (+4.33%)
2025	$3,147.00 (+2.21%) Homeowner's exemption	$94,700 (+18.08%)	$189,400 (+18.08%)
2024	$3,079.00 (+87.17%)
2023		$80,200	$160,400
2016	$1,645.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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