7154 N Pecatonica Rd, Leaf River, IL 61047 Property Records

Ogle County property record for 7154 N Pecatonica Rd, Leaf River, IL 61047

Property Summary

Property Type	Single Family Home
Details	3,500 sqft · built 2001
Lot Size	5.09 acres (221,720 sqft)
Owner	Individual Name on Record
Last Sale	$432,000 (Nov 2021)
Tax Bill	$12,645 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-32-400-014`

Property Details

APN / Parcel Number

Primary APN	`04-32-400-014`

Interior

Stories	2 Stories
Building Area	3,500 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	221,720 sqft (5.09 acres)

Location & Zoning

Street Address	7154 N PECATONICA RD
City	LEAF RIVER
State	IL
Zip	61047-9402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK:10 TWP:25 SECT/LOT:32 PT E2 SE4
Legal Range	10
Legal Township	25
Legal Section	32
Legal Block	10
Legal Lot Number	32
Jurisdiction	OGLE IL
Township / Civil Division	LEAF RIVER
Census Block Group	2
Census Block	2063
Census Tract	960700

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7154 N PECATONICA RD, LEAF RIVER, IL 61047-9402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST BANK
Nov 23, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage STILLMAN BANCORP NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Deed Document Number	20218591
Prior Transfer Date	Jun 26, 2007
Prior Transfer Doc	0000006884
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	7154 N PECATONICA RD, LEAF RIVER, IL 61047-9402
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000043
Date	Jan 4, 2023
Instrument	202300043

Lender

Name	CITIZENS FIRST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Nov 23, 2021
Property Address	7154 N PECATONICA RD, LEAF RIVER, IL 61047-9402
Document Number	0000008591
Instrument Date	Nov 19, 2021
Instrument	202108591
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$648.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7154 N PECATONICA RD, LEAF RIVER, IL 61047-9402

Mortgage

Document Number	0000008592
Date	Nov 23, 2021
Instrument	202108592

Lender

Name	WELLS FARGO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	7154 N PECATONICA RD, LEAF RIVER, IL 61047-9402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006994
Date	Sep 18, 2020
Instrument	202006994

Lender

Name	STILLMAN BANCORP NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Leaf River Township
Unified School District	Forrestville Valley Community Unit School District 221 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,645.00 (+15.25%)	$185,675 (+12.95%) Land $17,632 Building $168,043	$557,025 (+12.95%) Land $52,896 Building $504,129
2023		$164,382 Land $15,966 Building $148,416	$493,146 Land $47,898 Building $445,248
2022	$10,972.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	40 (1994–2017)
Claims Outside the SFHA	4 of 40
Most Recent Claim	Jan 2017 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Jul 2010 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LR Communications Fiber	1,000 / 1,000
AaroBand Fixed Wireless	100 / 50

Cell Coverage

4G LTE only, no 5G reported

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