7154 Hwy 45 S, Ramer, TN 38367 Property Records

McNairy County property record for 7154 Hwy 45 S, Ramer, TN 38367

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,034 sqft · built 1993
Lot Size2.3 acres (100,188 sqft)
Owner2 Owner Names on Record
Last Sale$30,000 (Jul 2011)
Tax Bill$377 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN055130 09100

Property Details

APN / Parcel Number

Primary APN055130 09100
Alternative APN
  • 130 09100

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,034 sqft Living Area
1st Floor Area1,034 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2006
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area100,188 sqft (2.3 acres)
TerrainRolling
PorchOpen Porch
Porch Area198 sqft

Utilities, Heating & Cooling

Cooling SystemNone
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address7154 HIGHWAY 45 S
CityRAMER
StateTN
Zip38367-5227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 5
JurisdictionMCNAIRY TN
Township / Civil Division5
Census Block Group3
Census Block3053
Census Tract930600

Owner

Source: McNairy County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address7154 HIGHWAY 45 S, RAMER, TN 38367-5227
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2011 · Amount on Record
Deed SaleJul 15, 2011 · Amount on Record
Deed Document Number78292
Deed Book / Page219 / 686
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCNAIRY TN
Property Address7154 HIGHWAY 45 S, RAMER, TN 38367-5227
Transaction TypeMortgage
Record UpdatedOct 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7154 HIGHWAY 45 S, RAMER, TN 38367-5227

Mortgage

Document Number0000211878
DateSep 27, 2023
Book Page21/1878
Instrument132949
Lender
NameCADENCE BANK NA
TypeBank
AddressSELMER, TN 38375
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 26, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McNairy County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyMcNairy County
MunicipalityEastview Town
Unified School DistrictMcNairy County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$377.00$23,875 (-) Land $4,400 Building $19,475
2023$23,875 Land $4,400 Building $19,475
2022$377.00$95,500 Land $17,600 Building $77,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 57% of Tennessee
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTVIEW UTILITY DISTRICT
serves 2,206 people · EPA ID TN0000570
Water SourcePurchased groundwater from SELMER WATER SYSTEM
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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