7151 Rosanna St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7151 Rosanna St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,058 sqft · built 1952
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Nov 2024)
Tax Bill	$6,965 (2025)
Deeds & Mortgages	May 2022 Second Mortgage Jan 2025 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`799-12-036`

Property Details

APN / Parcel Number

Primary APN	`799-12-036`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,058 sqft Living Area
1st Floor Area	1,058 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1956
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	7151 ROSANNA ST
City	GILROY
State	CA
Zip	95020-6437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	LAS ANIMAS RHO MAP 05
Legal Block	3
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1002
Census Tract	512512

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7151 ROSANNA ST, GILROY, CA 95020-6437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COASTAL CAPITAL GROUP LLC
Jan 24, 2025	Deed of Trust, Mortgage · Commercial Mortgage DAVID GERACI
Oct 30, 2025	Intrafamily Transfer, Transfer UNITED WHOLESALE MORTGAGE
Nov 19, 2024	Intrafamily Transfer, Transfer · Commercial Mortgage EAGLE HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2024 · Amount on Record
Deed Sale	Nov 19, 2024 · Amount on Record
Prior Sale	Dec 5, 2008 · Amount on Record
Deed Document Number	202425731522
Prior Transfer Date	May 31, 2008
Prior Transfer Doc	0019876595
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7151 ROSANNA ST, GILROY, CA 95020-6437
Transaction Type	Mortgage
Record Updated	Nov 10, 2025
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6371 PASEO DR, SAN JOSE, CA 95120

Mortgage

Document Number	0025301431
Date	May 12, 2022
Instrument	25301431

Lender

Name	COASTAL CAPITAL GROUP LLC
Type	Non-Lending Institution
Address	CULVER CITY, CA 90232

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jun 1, 2023

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7151 ROSANNA ST, GILROY, CA 95020-6437
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22450 MCKEAN RD, SAN JOSE, CA 95120-3709

Mortgage

Document Number	0025757911
Date	Jan 24, 2025
Instrument	25757911

Lender

Name	DAVID GERACI
Type	Private Party
Address	1190 PARK AVE, SAN JOSE, CA 95126

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	8 Months
Due	Sep 1, 2025

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 30, 2025
Property Address	7151 ROSANNA ST, GILROY, CA 95020-6437
Document Number	0025893137
Instrument Date	Oct 24, 2025
Instrument	25893137
Transaction Type	Transfer
Record Updated	Nov 10, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7151 ROSANNA ST, GILROY, CA 95020-6437

Mortgage

Document Number	0025893138
Date	Oct 30, 2025
Instrument	25893138

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 19, 2024
Property Address	7151 ROSANNA ST, GILROY, CA 95020-6437
Document Number	0025731523
Instrument Date	Nov 1, 2024
Instrument	25731523
Transaction Type	Transfer
Record Updated	Sep 18, 2025
Title Company	ORANGE COAST TTL CO OF NOCAL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7151 ROSANNA ST, GILROY, CA 95020-6437

Mortgage

Document Number	0025731525
Date	Nov 19, 2024
Instrument	25731525

Lender

Name	EAGLE HOME MORTGAGE INC
Type	Mortgage Company
Address	1190 PARK AVE, SAN JOSE, CA 95126

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$628,200 (+12.18%) Land $520,200 Building $108,000
2025	$6,965.00 (+138.45%)	$560,000 (+141.95%) Land $510,000 Building $50,000
2023	$2,921.00 (-5.32%) Homeowner's exemption	$231,448 Land $169,568 Building $61,880
2022	$3,085.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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