7151 Persimmon Ln, Owings, MD 20736 Property Records

Calvert County property record for 7151 Persimmon Ln, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,745 sqft · built 1976
Lot Size	3.78 acres (164,657 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (May 2022)
Tax Bill	$5,670 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-097141`

Property Details

APN / Parcel Number

Primary APN	`02-097141`
Alternative APNs	`2097141` `097141`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,745 sqft Total Area
Basement Area	1,105 sqft
Finished Basement	1,105 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	164,657 sqft (3.78 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	160 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	097141
Street Address	7151 PERSIMMON LN
City	OWINGS
State	MD
Zip	20736-9002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 43 SEC 3 THE MEADOWS
Legal Subdivision	THE MEADOWS
Legal Lot Number	43
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1013
Census Tract	860200

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7151 PERSIMMON LN, OWINGS, MD 20736-9002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 4, 2021	Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2022 · Amount on Record
Deed Sale	May 2, 2022 · Amount on Record
Prior Sale	May 4, 2021 · Amount on Record
Deed Book / Page	6272 / 439
Transfer Doc	KPS023810663
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	May 2, 2022
Property Address	7151 PERSIMMON LN, OWINGS, MD 20736-9002
Document Number	0062720439
Book / Page	6272 / 439
Map Reference	MB 2 PL 120
Instrument Date	Apr 8, 2022
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7151 PERSIMMON LN, OWINGS, MD 20736-9002

Mortgage

Document Number	0006272449
Date	May 2, 2022
Instrument	6272/449

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	May 4, 2021
Property Address	7151 PERSIMMON LN, OWINGS, MD 20736-9002
Document Number	0059510529
Book / Page	5951 / 529
Map Reference	MB 2 PL 120
Instrument Date	Apr 30, 2021
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.54
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7151 PERSIMMON LN, OWINGS, MD 20736-9002

Mortgage

Document Number	5951533
Date	May 4, 2021
Instrument	5951/533

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$514,300 (+1.86%)	$533,100 (+5.59%) Land $191,500 Building $341,600
2025	$5,670.00 (+28.16%)	$504,900 (+18.57%) Land $191,500 Building $313,400	$504,900 (-) Land $191,500 Building $313,400
2023	$4,424.00	$425,833	$504,900 Land $191,500 Building $313,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2009–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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