7150 S Section Line Rd, Delaware, OH 43015 Property Records

Delaware County property record for 7150 S Section Line Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,026 sqft · built 2024
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jul 2023)
Tax Bill	$6,626 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2024 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`320-110-02-068-000`

Property Details

APN / Parcel Number

Primary APN	`320-110-02-068-000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,026 sqft Living Area
Gross Area	8,631 sqft
1st Floor Area	3,240 sqft
Upper Floors Area	786 sqft
Basement Area	3,240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	966 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Deck Area	338 sqft
Patio Area	1,086 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	7150 S SECTION LINE RD
City	DELAWARE
State	OH
Zip	43015-7922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4463 SCIOTO COVE SUB
Legal Subdivision	SCIOTO COVE SUB
Legal Lot Number	4463
Jurisdiction	DELAWARE OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2047
Census Tract	11432

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 CLINTON ST, DEFIANCE, OH 43512-2632
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Mar 27, 2024	Deed of Trust, Mortgage · Construction Mortgage FIRST FINANCIAL BANK
Nov 25, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FINANCIAL BANK
Jul 25, 2023	Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2023 · Amount on Record
Deed Sale	Jul 25, 2023 · Amount on Record
Deed Document Number	202315527
Deed Book / Page	2044 / 1250
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	7150 S SECTION LINE RD, DELAWARE, OH 43015-7922
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7150 S SECTION LINE RD, DELAWARE, OH 43015-7922

Mortgage

Document Number	0000028681
Date	Nov 25, 2025
Instrument	202500028681

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	7150 S SECTION LINE RD, DELAWARE, OH 43015-7922
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 KITDARE DR, DELAWARE, OH 43015-7076

Mortgage

Document Number	0000005908
Date	Mar 27, 2024
Book Page	2082/2071
Instrument	202400005908

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2032
Change Frequency	Annually
Min Rate At Change	6.12%
Max Rate At Change	9.12%
Index	SOFR Average 30-Day
Margin	3
Max Rate	13.1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	7150 S SECTION LINE RD, DELAWARE, OH 43015-7922
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7150 S SECTION LINE RD, DELAWARE, OH 43015-7922

Mortgage

Document Number	0000028682
Date	Nov 25, 2025
Instrument	202500028682

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jul 25, 2023
Property Address	7150 S SECTION LINE RD, DELAWARE, OH 43015-7922
Document Number	0000015527
Book / Page	2044 / 1250
Map Reference	MB 20 PG 104
Instrument Date	Jul 17, 2023
Instrument	202300015527
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	TITLE CONNECT AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Estimated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	401 CLINTON ST, DEFIANCE, OH 43512-2632

Mortgage

Document Number	0000015528
Date	Jul 25, 2023
Instrument	202300015528

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	13%

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Concord Township
Unified School District	Buckeye Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,626.00 (+499.64%)	$183,750 (+489.13%) Land $34,650 Building $149,100	$525,000 (+489.23%) Land $99,000 Building $426,000
2024	$1,105.00 (+0.09%)	$31,190 (-) Land $31,190
2023	$1,104.00 (+24.18%)	$31,190 (+37.52%) Land $31,190	$89,100 (+37.5%) Land $89,100
2022	$889.00	$22,680 Land $22,680
2020			$64,800 Land $64,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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