7150 Plank Rd, Afton, VA 22920 Property Records

Albemarle County property record for 7150 Plank Rd, Afton, VA 22920

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,540 sqft
Lot Size	8.4 acres (365,904 sqft)
Owner	2 Trust Names on File
Tax Bill	$9,082 (2026)
Deeds & Mortgages	Apr 2026 Transfer Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07100-00-00-022C1`

Property Details

APN / Parcel Number

Primary APN	`07100-00-00-022C1`
Alternative APN	`266097`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,540 sqft Finished Area
Basement Area	1,340 sqft
Unfinished Basement	1,340 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Metal
Lot Area	365,904 sqft (8.4 acres)
View / Lot	Flood Plain/Flood Zone
Porch	Slab
Porch Area	428 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	7150 PLANK RD
City	AFTON
State	VA
Zip	22920-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE PARCEL A
Legal Subdivision	ROGER W RAY & ASSOC INC
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	2
Census Block	2036
Census Tract	11201

Owner

7150 Plank Rd is held in a trust since April 2019.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 57, BATESVILLE, VA 22924-0057
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FULTON BK NA
Jun 26, 2018	Loan Modification, Mortgage FULTON BK NA
Nov 17, 2017	Deed of Trust, Mortgage FULTON BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 15, 2019
Transfer Doc	005157/398
Record Updated	Sep 20, 2026

April 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 28, 2026
Property Address	7150 PLANK RD, AFTON, VA 22920-1802
Document Number	202600003960
Instrument Date	Apr 24, 2026
Instrument	20263960
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	7150 PLANK RD, AFTON, VA 22920-1802
Document Number	0000018971
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7150 PLANK RD AFTON VA 22920, AFTON, VA 22920

Mortgage

Document Number	0000018971
Date	Dec 28, 2020
Book Page	005451/000686
Instrument	18971

Lender

Name	FULTON BK NA
Address	LANCASTER, PA 17602-2853

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2050

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBEMARLE VA
Property Address	7150 PLANK RD, AFTON, VA 22920-1802
Document Number	0000007574
Instrument Date	Jun 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7150 PLANK RD AFTON VA 22920, AFTON, VA 22920

Mortgage

Document Number	0000007574
Date	Jul 10, 2018
Book Page	005069/000625
Instrument	7574

Lender

Name	FULTON BK NA
Address	FLINT, MI 48501-2026

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	7150 PLANK RD, AFTON, VA 22920-1802
Document Number	0000013430
Book / Page	004985 / 000079
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7150 PLANK RD AFTON VA 22920, AFTON, VA 22920

Mortgage

Document Number	0000013430
Date	Nov 17, 2017
Book Page	004985/000079
Instrument	13430

Lender

Name	FULTON BK NA
Address	LANCASTER, PA 17602

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2026 property tax bill for 7150 Plank Rd was $9,082, up 11.8% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,082.00 (+11.81%)	$1,015,900 (+11.8%) Land $264,900 Building $751,000	$1,015,900 (+11.8%) Land $264,900 Building $751,000
2025	$8,123.00	$908,700 Land $245,000 Building $663,700	$908,700 Land $245,000 Building $663,700
2023	$6,948.00	$813,600 Land $225,400 Building $588,200	$813,600 Land $225,400 Building $588,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7150 Plank Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7150 Plank Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Lingo Networks Fixed Wireless	25 / 5
RiverStreet Networks Fixed Wireless	10 / 1
Brightspeed DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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