7150 Blacks Bluff Rd SW, Cave Spring, GA 30124 Property Records

Floyd County property record for 7150 Blacks Bluff Rd SW, Cave Spring, GA 30124

Property Summary

Property Type	Single Family Home
Details	1 ba · 680 sqft · built 1988
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Nov 2020)
Tax Bill	$1,084 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`C17--050`

Property Details

APN / Parcel Number

Primary APN	`C17--050`
Alternative APN	`42989`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	2 Stories
Building Area	680 sqft Heated Area
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	29,185 sqft (0.67 acres)

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	42989
Street Address	7150 BLACKS BLUFF RD SW
City	CAVE SPRING
State	GA
Zip	30124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	LL 225 16/4
Jurisdiction	FLOYD GA
Township / Civil Division	CAVE SPRING
Census Block Group	1
Census Block	1027
Census Tract	2000

Owner

Source: Floyd County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6049 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124-2195
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Warranty Deed, Transfer · Commercial Mortgage GREATER COMMUNITY BANK
Nov 24, 2020	Grant Deed, Transfer · Conventional Mortgage GREATER CMNTY BK
Jun 20, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Prior Sale	Jun 20, 2019 · Amount on Record
Deed Document Number	20203929
Deed Book / Page	2654 / 749
Prior Transfer Date	Dec 20, 2016
Prior Transfer Doc	0024920377
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD GA
Recording Date	Nov 20, 2020
Property Address	7150 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124
Document Number	0026540749
Book / Page	2654 / 749
Instrument Date	Nov 20, 2020
Instrument	2020-003929
Transaction Type	Transfer
Record Updated	Mar 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6049 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124-2195

Mortgage

Document Number	0026540000000751
Date	Nov 24, 2020
Book Page	0000002654/0000000751
Instrument	008241130009

Lender

Name	GREATER COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2025

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLOYD GA
Recording Date	Nov 24, 2020
Property Address	7150 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124
Document Number	0026540749
Book / Page	002654 / 000749
Instrument Date	Nov 20, 2020
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7150 BLACKS BLUFF RD SW CAVE SPRING GA 30124, CAVE SPRING, GA 30124

Mortgage

Document Number	26540751
Date	Nov 24, 2020
Book Page	002654/000751

Lender

Name	GREATER CMNTY BK
Type	Bank
Address	CARTERSVILLE, GA 30120

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 23, 2025

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLOYD GA
Recording Date	Jun 20, 2019
Property Address	7150 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124
Document Number	0025860091
Book / Page	002586 / 000091
Instrument Date	Jun 20, 2019
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$61.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7150 BLACKS BLUFF RD SW CAVE SPRING GA 30124, CAVE SPRING, GA 30124

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,084.00 (+0.37%)
2025	$1,080.00 (-33.58%)	$37,741 (-43.56%) Land $28,285 Building $9,456	$94,354 (-43.56%) Land $70,713 Building $23,641
2024	$1,626.00 (-8.5%)	$66,871 (+7.87%) Land $50,116 Building $16,755	$167,177 (+7.87%) Land $125,290 Building $41,887
2023	$1,777.00 (+19.1%)	$61,992 (+23.25%) Land $45,560 Building $16,432	$154,979 (+23.25%) Land $113,900 Building $41,079
2022	$1,492.00	$50,299 Land $37,976 Building $12,323	$125,747 Land $94,939 Building $30,808

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1979–2022)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Mar 2022 · river or lake flooding
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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