715 Willow St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 715 Willow St, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	built 1944
Lot Size	0.133 acres (5,785 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (May 1990)
Tax Bill	$13,851 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`03-00154-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`03-00154-0000-00004`
Alternative APNs	`030015400004` `0874007`

Interior

Stories	2 Stories

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Construction Type	Frame
Lot Area	5,785 sqft (0.133 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	0874007
Street Address	715 WILLOW ST
City	CRANFORD
State	NJ
Zip	07016-1871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	154
Legal Lot Number	4
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	4
Census Block	4002
Census Tract	37100

Owner

715 Willow St is owned and occupied by two individuals who bought it in May 1990.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	715 WILLOW ST, CRANFORD, NJ 07016-1871
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 1990 · Amount on File
Deed Sale	May 24, 1990 · Amount on File
Deed Book / Page	3639 / 720
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	715 WILLOW ST, CRANFORD, NJ 07016-1871
Document Number	0144222001
Instrument Date	Mar 20, 2018
Transaction Type	Mortgage
Record Updated	Apr 9, 2018
Title Company	EQUITY PLUS LAND TRANSFER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 WILLOW ST CRANFORD NJ 070161871, CRANFORD, NJ 07016-1871

Mortgage

Document Number	0144222001
Date	Mar 29, 2018
Book Page	014422/002001
Instrument	655364

Lender

Name	WFB NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 28, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 715 Willow St was $13,851, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,100 (-) Land $93,300 Building $97,800	$191,100 (-) Land $93,300 Building $97,800
2025	$13,851.00 (+6.92%)	$191,100 Land $93,300 Building $97,800	$191,100 Land $93,300 Building $97,800
2024	$12,954.00
2023		$191,100 Land $93,300 Building $97,800	$191,100 Land $93,300 Building $97,800
2022	$12,635.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 715 Willow St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	152 (1979–2021)
Claims Outside the SFHA	38 of 152
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 31 claims Hurricane Irene, Sep 2011 · 52 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 715 Willow St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250