715 Washington St, Commerce, TX 75428 Property Records

Hunt County property record for 715 Washington St, Commerce, TX 75428

Property Summary

Property Type	Commercial
Details	built 2010
Lot Size	8.67 acres (377,796 sqft)
Owner	Company Name on Record
Tax Bill	$11,216 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4230-0080-0080-31`

Property Details

APN / Parcel Number

Primary APN	`4230-0080-0080-31`
Alternative APNs	`R53018` `53018`

Interior

Stories	1 Story

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	377,796 sqft (8.67 acres)
Lot Dimensions	150 ft deep x 360 ft wide

Location & Zoning

Street Address	715 WASHINGTON ST
City	COMMERCE
State	TX
Zip	75428-2162
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	S4230 JACK ONEIL ADDITION BLK 8 LOT 3-14 ACRES 8.673 (ALSO INCLUDES BLK 7 LTS 4-12, BLK 9 & 10 LTS 1-7)
Legal Subdivision	JACK ONEIL ADDITION
Legal Block	8
Legal Lot Number	3-14
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3076
Census Tract	960500

Owner

Source: Hunt County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	221 TURTLE CREEK DR, SULPHUR SPRINGS, TX 75482-3678
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Deed of Trust, Mortgage · Line of Credit GUARANTY BANK & TRUST NA
Sep 18, 2020	Deed of Trust, Construction Loan · Construction Mortgage GUARANTY BK
Jun 23, 2020	Warranty Deed, Transfer GUARANTY BK & TR NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	715 WASHINGTON ST, COMMERCE, TX 75428-2162
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026865
Date	Nov 17, 2022
Instrument	2022-26865

Lender

Name	GUARANTY BANK & TRUST NA
Type	Bank
Address	SULPHUR SPRINGS, TX 75482

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Recording Date	Sep 18, 2020
Property Address	715 WASHINGTON ST, COMMERCE, TX 75428-2162
Document Number	0000015802
Instrument Date	Aug 21, 2020
Instrument	15802
Transaction Type	Construction Loan
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 9 SULPHUR SPRINGS TX 754830009, SULPHUR SPRINGS, TX 75483-0009

Mortgage

Document Number	0000015802
Date	Sep 18, 2020
Instrument	15802

Lender

Name	GUARANTY BK
Type	Bank
Address	SULPHUR SPRINGS, TX 75482-4318

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 17, 2021

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Jun 23, 2020
Property Address	715 WASHINGTON ST, COMMERCE, TX 75428-2162
Document Number	0000009883
Instrument Date	Jun 22, 2020
Instrument	9883
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 9 SULPHUR SPRINGS TX 754830009, SULPHUR SPRINGS, TX 75483-0009

Mortgage

Document Number	9884
Date	Jun 23, 2020
Instrument	9884

Lender

Name	GUARANTY BK & TR NA
Address	919 GILMER ST, SULPHUR SPRINGS, TX 75482-4318

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 22, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,216.00 (+1.19%)	$430,000 (+16.22%) Land $344,380 Building $85,620	$430,000 (+16.22%) Land $344,380 Building $85,620
2024	$11,084.00 (+109.25%)
2023		$370,000 Land $314,640 Building $55,360	$370,000 Land $314,640 Building $55,360
2022	$5,297.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COMMERCE serves 9,266 people · EPA ID TX1160003
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Oct 2017 Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
360 Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Nextlink, Peoples Communications, Verizon.

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