715 Walter Nielson Rd, Todd, NC 28684 Property Records

Watauga County property record for 715 Walter Nielson Rd, Todd, NC 28684

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 706 sqft · built 1992
Lot Size	79.2 acres (3,453,001 sqft)
Owner	Individual Name on File
Tax Bill	$2,326 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2923-97-3684-000`

Property Details

APN / Parcel Number

Primary APN	`2923-97-3684-000`
Alternative APN	`1507121`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	706 sqft Living Area
1st Floor Area	588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Rustic
Exterior Material	Logs
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	3,453,001 sqft (79.2 acres)
Porch	Porch
Porch Area	168 sqft
Patio Area	652 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1507121
Street Address	715 WALTER NIELSON RD
City	TODD
State	NC
Zip	28684-9735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P014/135
Jurisdiction	WATAUGA NC
Township / Civil Division	BALD MOUNTAIN
Census Block Group	2
Census Block	2000
Census Tract	920100

Owner

715 Walter Nielson Rd is owned and occupied by an individual.

Source: Watauga County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	715 WALTER NIELSON RD, TODD, NC 28684-9735
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 20, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS GROUP AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	715 WALTER NIELSON RD, TODD, NC 28684-9735
Document Number	0019440481
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2017
Title Company	AMERICAN ADVISORS GROUP, AMERICAN ADVISORS GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 WALTER NIELSON RD TODD NC 286849735, TODD, NC 28684-9735

Mortgage

Document Number	0019440481
Date	Oct 26, 2017
Book Page	001944/000481
Instrument	663205

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	4.59%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	715 WALTER NIELSON RD, TODD, NC 28684-9735
Document Number	0019440463
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Mar 13, 2019
Title Company	AMERICAN ADVISORS GROUP, AMERICAN ADVISORS GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 WALTER NIELSON RD TODD NC 286849735, TODD, NC 28684-9735

Mortgage

Document Number	0019440463
Date	Oct 26, 2017
Book Page	001944/000463
Instrument	663204

Lender

Name	AMERICAN ADVISORS GROUP AMERICAN ADVISORS GROUP
Type	Bank
Address	FLINT, MI 48501-2026

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	4.59%

Tax Assessment & Valuation

The 2025 property tax bill for 715 Walter Nielson Rd was $2,326.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$659,800 (-) Land $524,900 Building $134,900
2025	$2,326.00	$659,800 Land $524,900 Building $134,900
2024			$659,800 Land $524,900 Building $134,900
2023		$659,800 Land $524,900 Building $134,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 715 Walter Nielson Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	11 (2003–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 715 Walter Nielson Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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