715 Vineyard Reserve Ct, Seffner, FL 33584 Property Records

Hillsborough County property record for 715 Vineyard Reserve Ct, Seffner, FL 33584

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,589 sqft · built 2017
Lot Size	0.152 acres (6,602 sqft)
Owner	Individual Name on File
Tax Bill	$4,139 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`063471-0352`

Property Details

APN / Parcel Number

Primary APN	`063471-0352`
Alternative APN	`U342820A5O000000000060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,589 sqft Living Area
Gross Area	2,180 sqft
1st Floor Area	1,589 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2021
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,602 sqft (0.152 acres)
Lot Dimensions	110 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0634710352
Street Address	715 VINEYARD RESERVE CT
City	SEFFNER
State	FL
Zip	33584-7809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-9
Legal Description	VINEYARD RESERVE LOT 6
Legal Range	20E
Legal Township	28S
Legal Section	34
Legal Subdivision	VINEYARD RESERVE
Legal Lot Number	6
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1008
Census Tract	12107

Owner

715 Vineyard Reserve Ct is owned and occupied by an individual who acquired it in March 2025.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	715 VINEYARD RESERVE CT, SEFFNER, FL 33584-7809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 31, 2023	Intrafamily Transfer, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 16, 2022	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Nov 21, 2017	Special Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023
Deed Sale	Jul 31, 2023
Prior Sale	Nov 21, 2017 · Amount on File
Deed Document Number	2023333911
Last Transfer Date	Mar 26, 2025
Transfer Doc	0000133430
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	715 VINEYARD RESERVE CT, SEFFNER, FL 33584-7809
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 VINEYARD RESERVE CT, SEFFNER, FL 33584-7809

Mortgage

Document Number	0000110985
Date	Mar 23, 2026
Instrument	2026110985

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Aug 1, 2053

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 31, 2023
Property Address	715 VINEYARD RESERVE CT, SEFFNER, FL 33584-7809
Document Number	0000333911
Map Reference	MB 127 PG 261-264
Instrument Date	Jul 20, 2023
Instrument	2023333911
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	EQUITY SETTLEMENT SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	715 VINEYARD RESERVE CT, SEFFNER, FL 33584-7809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 VINEYARD RESERVE CT, SEFFNER, FL 33584-7809

Mortgage

Document Number	0000333912
Date	Jul 31, 2023
Instrument	2023333912

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	715 VINEYARD RESERVE CT, SEFFNER, FL 33584-7809
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 VINEYARD RESERVE CT, SEFFNER, FL 33584-7809

Mortgage

Document Number	0000138333
Date	Mar 16, 2022
Instrument	2022138333

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	309 Months
Due	Dec 1, 2047

November 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 21, 2017
Property Address	715 VINEYARD RESERVE CT, SEFFNER, FL 33584-7809
Document Number	0000451990
Book / Page	25379 / 0685
Map Reference	MB127 PG261-264
Instrument Date	Nov 17, 2017
Instrument	2017451990
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	INNOVATIVE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,465.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 3020, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 VINEYARD RESERVE CT, SEFFNER, FL 33584-7809

Mortgage

Document Number	0000451991
Date	Nov 21, 2017
Instrument	2017451991

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 715 Vineyard Reserve Ct was $4,139 with a homeowner's exemption, up 8.1% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,941 (+2.7%)	$287,516 (-1.77%) Land $97,020 Building $190,496
2025	$4,139.00 (+8.12%) Homeowner's exemption	$220,001	$292,691 Land $97,020 Building $195,671
2024	$3,828.00 (+3.77%)
2023	$3,689.00 (+4.98%) Homeowner's exemption	$207,574 (+3%)	$273,080 (+9.94%) Land $93,786 Building $179,294
2022	$3,514.00 Homeowner's exemption	$201,528	$248,394 Land $80,850 Building $167,544

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 715 Vineyard Reserve Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 715 Vineyard Reserve Ct is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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