Allegany County property record for 715 Valley View Dr, Lavale, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,456 sqft · built 1967 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Apr 1987) |
| Tax Bill | $3,547 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-013942 |
| Primary APN | 29-013942 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,456 sqft Total Area |
| Basement Area | 1,456 sqft |
| Finished Basement | 1,456 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Detached |
| Garage Area | 896 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 680 sqft |
| Porch | Slab |
| Porch Area | 476 sqft |
| Patio Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 013942 |
|---|---|
| Street Address | 715 VALLEY VIEW DR |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-7238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50' ST RR ORCHARD RD PT LOTS 14-15 290X278 279X193 |
| Legal Subdivision | VALLEY VIEW ADD LAVALE |
| Legal Lot Number | 14,15 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 29, LA VALE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 1401 |
715 Valley View Dr is owned and occupied by two individuals who bought it in April 1987.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 715 VALLEY VIEW DR, CUMBERLAND, MD 21502-7238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2023 | Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC |
| Oct 26, 2017 | Deed of Trust, Mortgage · Line of Credit BANK-FUND STAFF FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 1987 · Amount on File |
| Deed Sale | Apr 22, 1987 · Amount on File |
| Deed Book / Page | 563 / 223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 715 VALLEY VIEW DR, LAVALE, MD 21502-7238 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 715 VALLEY VIEW DR, LAVALE, MD 21502-7238 |
| Document Number | 002897-0349 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 2897/349 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 715 VALLEY VIEW DR, LAVALE, MD 21502-7238 |
| Document Number | 0023470115 |
| Instrument Date | Oct 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 715 VALLEY VIEW DR LAVALE MD 215027238, LAVALE, MD 21502-7238 |
| Document Number | 0023470115 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 002347/000115 |
| Name | BANK-FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20006-2406 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 11, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 715 Valley View Dr was $3,547.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $307,367 | $326,800 Land $54,100 Building $272,700 | |
| 2025 | $3,547.00 | ||
| 2023 | $2,764.00 | $254,300 | $268,500 Land $48,600 Building $219,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 715 Valley View Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 11 (1984–2004) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Sep 2004 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 715 Valley View Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAVALE SANITARY COMMISSION serves 5,500 people · EPA ID MD0010016 |
|---|---|
| Water Source | Purchased surface water from CITY OF CUMBERLAND |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
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