715 Vale St, Bloomington, IL 61701 Property Records

McLean County property record for 715 Vale St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,468 sqft · built 1955
Lot Size	0.138 acres (6,015 sqft)
Owner	Individual Name on Record
Last Sale	$139,500 (Jun 2020)
Tax Bill	$4,452 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-10-205-040`

Property Details

APN / Parcel Number

Primary APN	`21-10-205-040`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,468 sqft Living Area
Gross Area	1,768 sqft
1st Floor Area	1,178 sqft
Basement Area	290 sqft
Finished Basement	290 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	6,015 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	715 VALE ST
City	BLOOMINGTON
State	IL
Zip	61701-5621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	THE BAUMGART SUB LOT 3
Legal Range	02E
Legal Township	23N
Legal Section	10
Legal Subdivision	THE BAUMGART SUB
Legal Lot Number	3
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2003
Census Tract	5800

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	715 VALE ST, BLOOMINGTON, IL 61701-5621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Jun 9, 2020	Warranty Deed, Transfer · FHA Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2020 · Amount on Record
Deed Sale	Jun 9, 2020 · Amount on Record
Deed Document Number	202010233
Prior Transfer Date	Jun 3, 2016
Prior Transfer Doc	0000009900
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	715 VALE ST, BLOOMINGTON, IL 61701-5621
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 VALE ST, BLOOMINGTON, IL 61701-5621

Mortgage

Document Number	202500018280
Date	Dec 22, 2025
Instrument	2025-00018280

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 12, 2040

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 9, 2020
Property Address	715 VALE ST, BLOOMINGTON, IL 61701-5621
Document Number	202000010233
Instrument Date	May 29, 2020
Instrument	2020-00010233
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$209.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 VALE ST, BLOOMINGTON, IL 61701-5621

Mortgage

Document Number	202000010234
Date	Jun 9, 2020
Instrument	2020-00010234

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

Mortgage

Document Number	202000010235
Date	Jun 9, 2020
Instrument	2020-00010235

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,862 (+28.18%) Land $14,084 Building $52,778	$200,586 (+28.18%) Land $42,252 Building $158,334
2024	$4,452.00 (+15.4%)
2023	$3,858.00 (+10.2%)	$52,164 (+10.53%) Land $10,988 Building $41,176	$156,492 (+10.53%) Land $32,964 Building $123,528
2022	$3,501.00	$47,194 Land $9,941 Building $37,253	$141,582 Land $29,823 Building $111,759

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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