Midland County property record for 715 State St, Midland, MI 48640 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,098 sqft · built 1917 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Feb 2026) |
| Tax Bill | $3,613 (2024) |
| Deeds & Mortgages | Aug 2020 Mortgage Oct 2013 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-16-40-470 |
| Primary APN | 14-16-40-470 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,098 sqft Living Area |
| 1st Floor Area | 882 sqft |
| Basement Area | 882 sqft |
| Unfinished Basement | 882 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 120 ft deep x 64 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 715 STATE ST |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-5303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE 50 FT OF LOTS 1 & 2 BLK 142 CARPENTER & HINES ADD & SW 14 FT OF ADJ VACATED UNION ST |
| Legal Subdivision | CARPENTER & HINES ADD |
| Legal Block | 142 |
| Legal Lot Number | 1-2 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 290100 |
Source: Midland County records · APN 14-16-40-470
Assessment roll updated July 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2701 W CHIPPEWA RIVER RD, MIDLAND, MI 48640-9189 |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 01, 2013 | Deed of Trust, Mortgage WILDFIRE CREDIT UNION |
| Feb 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Aug 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Jul 06, 2021 | Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC |
| Aug 15, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 18, 2026 · Amount on Record |
| Deed Sale | Feb 18, 2026 · Amount on Record |
| Prior Sale | Aug 28, 2023 · Amount on Record |
| Deed Document Number | 20261438 |
| Deed Book / Page | 2026 / 1438 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 715 STATE ST, MIDLAND, MI 48640-5303 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 715 STATE ST, MIDLAND, MI 48640-5303 |
| Document Number | 001636/736 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 1636/736 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 715 STATE ST, MIDLAND, MI 48640-5303 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 715 STATE ST, MIDLAND, MI 48640-5303 |
| Document Number | 01570/1449 |
|---|---|
| Date | Oct 01, 2013 |
| Book Page | 1570/1449 |
| Name | WILDFIRE CREDIT UNION |
|---|---|
| Address | SAGINAW, MI 48605 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 01, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Feb 18, 2026 |
| Property Address | 715 STATE ST, MIDLAND, MI 48640-5303 |
| Document Number | 2026R01438 |
| Map Reference | LB A PG 25 |
| Instrument Date | Feb 17, 2026 |
| Instrument | 2026R-01438 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1505 SETTLERS PSGE, MIDLAND, MI 48642-3376 |
| Name | Verified Name |
|---|---|
| Address | 2701 W CHIPPEWA RIVER RD, MIDLAND, MI 48640-9189 |
| Document Number | 2026R01439 |
|---|---|
| Date | Feb 18, 2026 |
| Instrument | 2026R-01439 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Aug 28, 2023 |
| Property Address | 715 STATE ST, MIDLAND, MI 48640-5303 |
| Document Number | 001667/376 |
| Book / Page | 1667 / 376 |
| Map Reference | LB A PG 25 |
| Instrument Date | Aug 24, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 715 STATE ST, MIDLAND, MI 48640-5303 |
| Name | Verified Name |
|---|---|
| Address | 1505 SETTLERS PSGE, MIDLAND, MI 48642-3376 |
| Document Number | 0001667377 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 1667/377 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Jul 06, 2021 |
| Property Address | 715 STATE ST, MIDLAND, MI 48640-5303 |
| Document Number | 1647/632 |
| Book / Page | 1647 / 632 |
| Instrument Date | Jun 08, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 715 STATE ST, 715, MIDLAND, MI 48640-5303 |
| Name | Verified Name |
|---|---|
| Address | 715 STATE ST, MIDLAND, MI 48640-5303 |
| Document Number | 1647633 |
|---|---|
| Date | Jul 06, 2021 |
| Instrument | 1647/633 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Aug 15, 2018 |
| Property Address | 715 STATE ST, MIDLAND, MI 48640-5303 |
| Document Number | 1617/1132 |
| Book / Page | 1617 / 1132 |
| Instrument Date | Aug 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3679 LAKEVIEW DR, 3679, BEAVERTON, MI 48612-8723 |
| Name | Verified Name |
|---|---|
| Address | 1515 BOOKNESS ST, MIDLAND, MI 48640-4316 |
Source: Midland County records · Assessment roll updated July 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $71,300 (+32.77%) | $142,600 (+32.77%) | |
| 2024 | $3,613.00 (+101.28%) | ||
| 2023 | $53,700 | $107,400 | |
| 2022 | $1,795.00 |
Source: FEMA National Flood Hazard Layer, Midland County (26111C), updated February 3, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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