Campbell County property record for 715 Spireridge Ct, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 2,834 sqft · built 2002 |
| Owner | Individual Name on File |
| Last Sale | $480,000 (Aug 2024) |
| Tax Bill | $5,222 (2025) |
| Deeds & Mortgages | Nov 2021 Transfer Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-19-029.57 |
| Primary APN | 999-99-19-029.57 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,834 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Terrain | Combination |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999919029.57 |
|---|---|
| Street Address | 715 SPIRERIDGE CT |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-8717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 99 SEC 9 GLENRIDGE SUBD |
| Legal Subdivision | GLENRIDGE SUB |
| Legal Phase | 9 |
| Legal Lot Number | 99 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 53100 |
715 Spireridge Ct is owned and occupied by an individual who bought it in August 2024.
Source: Campbell County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 715 SPIRERIDGE CT, COLD SPRING, KY 41076-8717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2021 | Intrafamily Transfer, Transfer |
| Jan 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMCAP MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2024 · Amount on File |
| Deed Sale | Aug 6, 2024 · Amount on File |
| Prior Sale | Nov 29, 2021 |
| Deed Document Number | 5354378 |
| Deed Book / Page | D367 / 850 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Nov 29, 2021 |
| Property Address | 715 SPIRERIDGE CT, COLD SPRING, KY 41076-8717 |
| Document Number | 0005144423 |
| Book / Page | D350 / 742 |
| Map Reference | CAB E SL 292-B |
| Instrument Date | Nov 22, 2021 |
| Instrument | 5144423 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 715 SPIRERIDGE CT, COLD SPRING, KY 41076-8717 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 715 SPIRERIDGE CT, COLD SPRING, KY 41076-8717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0005124341 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | M1029/590 |
| Instrument | 5124341 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 715 Spireridge Ct was $5,222 with a homeowner's exemption.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,222.00 Homeowner's exemption | $480,000 Land $50,000 Building $430,000 | $480,000 Land $50,000 Building $430,000 |
| 2023 | $5,101.00 (+18.9%) | $425,100 (+23.85%) Land $50,000 Building $375,100 | $425,100 (+23.85%) Land $50,000 Building $375,100 |
| 2022 | $4,290.00 | $343,240 Land $31,500 Building $311,740 | $343,240 Land $31,500 Building $311,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 715 Spireridge Ct in Zone X, an area of minimal flood risk, though there have been 140 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 140 (1978–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 715 Spireridge Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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