Monroe County property record for 715 Smith St, Monroe, MI 48161 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,410 sqft · built 1913 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $137,000 (Jun 2021) |
| Tax Bill | $1,955 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-29-00028-000 |
| Primary APN | 55-29-00028-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,410 sqft Living Area |
| 1st Floor Area | 726 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Fire Resistance | Fireproof Steel Frame |
| Roof Type | Hip |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 150 ft deep x 40 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 77 sqft |
| Balcony Area | 12 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 715 SMITH ST |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48161-1540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CURTIS AND WILSON PLAT S 20 FT OF LOT 25 & N 20 FT OF LOT 26 |
| Legal Subdivision | CURTIS & WILSON - MONROE CITY |
| Legal Lot Number | 25-26 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 832100 |
Source: Monroe County records · APN 55-29-00028-000
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 715 SMITH ST, MONROE, MI 48161-1540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 09, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) MICHIGAN STATE HOUSING DEV AUTHORITY |
| Jun 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 21, 2021 · Amount on Record |
| Deed Sale | Jun 21, 2021 · Amount on Record |
| Deed Document Number | 202116387 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 715 SMITH ST, MONROE, MI 48161-1540 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1022 DETROIT AVE, LINCOLN PARK, MI 48146-2938 |
| Document Number | 0000017893 |
|---|---|
| Date | Jul 09, 2021 |
| Instrument | 2021R17893 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jun 21, 2021 |
| Property Address | 715 SMITH ST, MONROE, MI 48161-1540 |
| Document Number | 0000016387 |
| Map Reference | LB 2 PG 4 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 2021R16387 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 N ROESSLER ST, MONROE, MI 48162-2463 |
| Name | Verified Name |
|---|---|
| Address | 715 SMITH ST, MONROE, MI 48161-1540 |
| Document Number | 0000017892 |
|---|---|
| Date | Jul 09, 2021 |
| Instrument | 2021R17892 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| Municipality | Monroe City |
| Unified School District | Monroe Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,100 (+36.87%) | $148,200 (+36.87%) | |
| 2025 | $1,955.00 (-17.75%) Homeowner's exemption | ||
| 2023 | $2,377.00 Homeowner's exemption | $54,140 | $108,280 |
Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261158321001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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