715 Scott St, Monroe, MI 48161 Property Records

Monroe County property record for 715 Scott St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,616 sqft · built 1923
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$100,111 (Nov 2025)
Tax Bill	$2,776 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55-39-00071-000`

Property Details

APN / Parcel Number

Primary APN	`55-39-00071-000`
Alternative APN	`55 390 007 10`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,616 sqft Living Area
1st Floor Area	860 sqft
Basement Area	756 sqft
Unfinished Basement	756 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	104 ft deep x 50 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	88 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	715 SCOTT ST
City	MONROE
State	MI
Zip	48161-1357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	GRASSLEY AND GUTMANN PLAT LOT 44 EXCEPT EAST 6 FT
Legal Subdivision	GRASSLEY & GUTMAN
Legal Lot Number	44
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2011
Census Tract	832000

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 ISLAND ST, MONROE, MI 48161-2435
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Commercial Mortgage CV3 FINANCIAL SERVICES LLC
Nov 3, 2025	Deed, Transfer LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE
Jan 16, 2024	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 25, 2023	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Jun 8, 2021	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	May 2, 2025 · Amount on Record
Deed Document Number	202518117
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	715 SCOTT ST, MONROE, MI 48161-1357
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 ISLAND ST, MONROE, MI 48161-2459

Mortgage

Document Number	0000003539
Date	Mar 5, 2026
Instrument	2026R03539

Lender

Name	CV3 FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	EL SEGUNDO, CA 90245

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE MI
Recording Date	Nov 3, 2025
Property Address	715 SCOTT ST, MONROE, MI 48161-1357
Document Number	0000018117
Map Reference	LB 1 PG 48
Instrument Date	Oct 30, 2025
Instrument	2025R18117
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	801 MARKET ST, PHILADELPHIA, PA 19107-3126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 ISLAND ST, MONROE, MI 48161-2459

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	715 SCOTT ST, MONROE, MI 48161-1357
Transaction Type	Mortgage
Record Updated	Feb 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 SCOTT ST, MONROE, MI 48161-1357

Mortgage

Document Number	0000000603
Date	Jan 16, 2024
Instrument	2024R00603

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	1600 S DOUGLASS RD STE 110, ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	150 Months
Due	Jul 1, 2036

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	715 SCOTT ST, MONROE, MI 48161-1357
Transaction Type	Mortgage
Record Updated	Feb 14, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 SCOTT ST, MONROE, MI 48161-1357

Mortgage

Document Number	0000001206
Date	Jan 25, 2023
Instrument	2023R01206

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	162 Months
Due	Jul 1, 2036

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 8, 2021
Property Address	715 SCOTT ST, MONROE, MI 48161-1357
Document Number	2021R15260
Map Reference	LB 1 PG 48
Instrument Date	Jun 4, 2021
Instrument	2021R15260
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,012.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 E 8TH ST, 302, MONROE, MI 48161-1315

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	715 SCOTT ST, MONROE, MI 48161-1357

Mortgage

Document Number	2021R15261
Date	Jun 8, 2021
Instrument	2021R15261

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,600 (+8.48%) Land $71,600	$143,200 (+8.48%) Land $143,200
2025	$2,776.00 (+13.63%) Homeowner's exemption	$66,000 (+29.67%) Land $66,000	$132,000 (+29.67%) Land $132,000
2024	$2,443.00 (+8.34%)
2023	$2,255.00 Homeowner's exemption	$50,900	$101,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile, Verizon.

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