715 S 15th St, Palatka, FL 32177 Property Records

Putnam County property record for 715 S 15th St, Palatka, FL 32177

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,000 sqft · built 1978
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$67,000 (Apr 2018)
Tax Bill$1,147 (2025)
Deeds & MortgagesOct 2023 Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-10-27-7100-0020-0140

Property Details

APN / Parcel Number

Primary APN07-10-27-7100-0020-0140
Alternative APN
  • 49256

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Building Area1,000 sqft Living Area
1st Floor Area1,000 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1986
Exterior MaterialStucco
Roof TypeGable/Hip
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions112 ft deep x 54 ft wide
PorchUnfinished Open Porch
Porch Area300 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number49256
Street Address715 S 15TH ST
CityPALATKA
StateFL
Zip32177-4905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARK VIEW MB2 P37, BLK 2 LOT 14 (EX E 3 FT) +, N 4 FT OF LOT 13 (EX OR356, P295)
Legal Range27E
Legal Township10S
Legal Section07
Legal SubdivisionPARK VIEW
Legal Block2
Legal Lot Number1
JurisdictionPUTNAM FL
Township / Civil DivisionPALATKA
Census Block Group4
Census Block4054
Census Tract950800

Owner

Source: Putnam County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address715 S 15TH ST, PALATKA, FL 32177-4905
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2023Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Dec 22, 2020Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Apr 4, 2018Warranty Deed, Transfer · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2018 · Amount on Record
Deed SaleApr 4, 2018 · Amount on Record
Prior SaleFeb 18, 2009
Deed Document Number20186145
Deed Book / Page1502 / 1504
Prior Transfer DateFeb 26, 2009
Prior Transfer Doc0012180468
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Property Address715 S 15TH ST, PALATKA, FL 32177-4905
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address715 S 15TH ST, PALATKA, FL 32177-4905

Mortgage

Document Number0017291274
DateOct 20, 2023
Book Page1729/1274
Instrument202354023526
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term295 Months
DueMay 1, 2048

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Property Address715 S 15TH ST, PALATKA, FL 32177-4905
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address715 S 15TH ST, PALATKA, FL 32177-4905

Mortgage

Document Number0016010434
DateDec 22, 2020
Book Page1601/434
Instrument202054023341
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term329 Months
DueMay 1, 2048

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateApr 4, 2018
Property Address715 S 15TH ST, PALATKA, FL 32177-4905
Document Number0015021504
Book / Page1502 / 1504
Map ReferenceMB2 PG37
Instrument DateApr 3, 2018
Instrument201854006145
Transaction TypeTransfer
Record UpdatedNov 29, 2021
Title CompanyGULLETT TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9625 SW 93RD PL, 9625, GAINESVILLE, FL 32608-6045

Transferred To (Grantee/Buyer)

NameVerified Name
Address715 S 15TH ST, PALATKA, FL 32177-4905

Mortgage

Document Number201854006146
DateApr 4, 2018
Instrument201854006146
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
MunicipalityPalatka City
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,147.00 (+6.4%) Homeowner's exemption$65,070 (+5.72%)$92,890 (-3.08%) Land $10,150 Building $82,740
2023$1,078.00 (+6%) Homeowner's exemption$61,550 (+3%)$95,840 (+16.3%) Land $8,880 Building $86,960
2022$1,017.00 Homeowner's exemption$59,760$82,410 Land $8,880 Building $73,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemR.C. WILLIS WTP (CITY OF PALATKA)
serves 11,900 people · EPA ID FL2544260
Water SourceGroundwater
Last State InspectionMar 2024
Lead17 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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