715 Prospect Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Heights Borough property record for 715 Prospect Ave, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,602 sqft · built 1950
Lot Size	0.2 acres (8,699 sqft)
Owner	2 Individual Names on File
Last Sale	$188,000 (Nov 1997)
Tax Bill	$8,771 (2025)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-00033-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`48-00033-0000-00012`
Alternative APNs	`480003300012` `005310`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,602 sqft Living Area
1st Floor Area	1,084 sqft
Basement Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	8,699 sqft (0.2 acres)
Lot Dimensions	145 ft deep x 60 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	478 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	005310
Street Address	715 PROSPECT AVE
City	SPRING LAKE
State	NJ
Zip	07762-1852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	33
Legal Lot Number	12
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE HEIGHTS
Census Block Group	1
Census Block	1016
Census Tract	808901

Owner

715 Prospect Ave is owned and occupied by two individuals who bought it in November 1997.

Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	715 PROSPECT AVE, SPRING LAKE, NJ 07762-1852
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 1997 · Amount on File
Deed Sale	Nov 17, 1997 · Amount on File
Deed Book / Page	5665 / 740
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	715 PROSPECT AVE, SPRING LAKE, NJ 07762-1852
Document Number	0000091851
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	715 PROSPECT AVE SPRING LAKE NJ 077621852, SPRING LAKE, NJ 07762-1852

Mortgage

Document Number	0000091851
Date	Sep 17, 2018
Book Page	009312/001322
Instrument	91851

Lender

Name	MANASQUAN BK
Address	WALL, NJ 08736

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 16, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 715 Prospect Ave was $8,771, up 2% from the year before.

Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Heights Borough
Unified School District	Spring Lake Heights Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$962,500 (+12.38%) Land $708,500 Building $254,000	$962,500 (+12.38%) Land $708,500 Building $254,000
2025	$8,771.00 (+2.05%)	$856,500 Land $604,800 Building $251,700	$856,500 Land $604,800 Building $251,700
2024	$8,595.00
2023		$790,600 Land $529,200 Building $261,400	$790,600 Land $529,200 Building $261,400
2022	$7,745.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 715 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 715 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20