715 Pennigar Rd, Monroe, NC 28110 Property Records

Union County property record for 715 Pennigar Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,569 sqft · built 1954
Lot Size	6.45 acres (281,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Oct 2020)
Tax Bill	$1,628 (2025)
Deeds & Mortgages	Oct 2020 Transfer Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-234-006`

Property Details

APN / Parcel Number

Primary APN	`08-234-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,569 sqft Living Area
Gross Area	1,542 sqft
1st Floor Area	1,569 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	281,136 sqft (6.45 acres)
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	715 PENNIGAR RD
City	MONROE
State	NC
Zip	28110-6983
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	6.454A OPCP419
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1018
Census Tract	20205

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	201 CHANEY RD, MONROE, NC 28110-7468
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 2, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Prior Sale	Sep 5, 2001 · Amount on Record
Deed Document Number	202039800
Deed Book / Page	7833 / 398
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Oct 2, 2020
Property Address	715 PENNIGAR RD, MONROE, NC 28110-6983
Document Number	7833413
Book / Page	007833 / 000413
Instrument Date	Oct 2, 2020
Instrument	39802
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	201 CHANEY RD MONROE NC 281107468, MONROE, NC 28110-7468

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 2, 2020
Property Address	715 PENNIGAR RD, MONROE, NC 28110-6983
Document Number	0007833398
Book / Page	7833 / 398
Map Reference	CAB P FILE 419
Instrument Date	Oct 2, 2020
Instrument	39800
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 CHANEY RD, MONROE, NC 28110-7468

Mortgage

Document Number	0000039801
Date	Oct 2, 2020
Instrument	39801

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,400 (-) Land $176,700 Building $143,700	$320,400 (-) Land $176,700 Building $143,700
2025	$1,628.00 (+12.35%)	$320,400 (+47.99%) Land $176,700 Building $143,700	$320,400 (+47.99%) Land $176,700 Building $143,700
2023	$1,449.00	$216,500 Land $75,800 Building $140,700	$216,500 Land $75,800 Building $140,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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