715 Oak St, Port Huron, MI 48060 Property Records

St. Clair County property record for 715 Oak St, Port Huron, MI 48060

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,352 sqft · built 2007
Lot Size	0.088 acres (3,833 sqft)
Owner	Individual Name on File
Last Sale	$119,500 (Feb 2019)
Tax Bill	$3,123 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-06-954-0006-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-954-0006-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,352 sqft Living Area
1st Floor Area	676 sqft
Basement Area	676 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Lot Area	3,833 sqft (0.088 acres)
Lot Dimensions	124 ft deep x 31 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	715 OAK ST
City	PORT HURON
State	MI
Zip	48060-6333
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	A1
Legal Description	UNIT 6 OAK CREST CONDOMINIUM ST CLAIR COUNTY CONDOMINIUM PLAN NO 219 MASTER DEED REC LIBER 3679 PAGES 81-127
Legal Subdivision	ST CLAIR COUNTY CONDOMINIUM
Legal Lot Number	1-14
Legal Unit	6
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	3
Census Block	3004
Census Tract	621000

Owner

715 Oak St, a condominium, is owned and occupied by an individual who bought it in February 2019.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	715 OAK ST, PORT HURON, MI 48060-6333
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Feb 5, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE CTR LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2019 · Amount on File
Deed Sale	Feb 5, 2019 · Amount on File
Prior Sale	Feb 5, 2019 · Amount on File
Deed Document Number	20192192
Deed Book / Page	5028 / 158
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	715 OAK ST, PORT HURON, MI 48060-6333
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	EMBASSY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 OAK ST 6, 6, PORT HURON, MI 48060-6333

Mortgage

Document Number	0005464643
Date	Dec 15, 2021
Book Page	5464/643
Instrument	2021035182

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 5, 2019
Property Address	715 OAK ST, PORT HURON, MI 48060-6333
Document Number	0050290158
Book / Page	005029 / 000158
Instrument Date	Jan 25, 2019
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$131.45
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6948 LAKESHORE RD LEXINGTON MI 484508933, LEXINGTON, MI 48450-8933

Mortgage

Document Number	50290160
Date	Feb 5, 2019
Book Page	005029/000160

Lender

Name	MORTGAGE CTR LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 715 Oak St was $3,123 with a homeowner's exemption, up 2.7% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,600 (+6.11%)	$163,200
2025	$3,123.00 (+2.66%) Homeowner's exemption	$76,900
2024	$3,042.00		$153,800
2023		$66,800
2022	$2,666.00		$133,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 715 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 715 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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