715 NW Florida Ave, Bend, OR 97703 Property Records

Deschutes County property record for 715 NW Florida Ave, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 908 sqft · built 1994
Lot Size	0.069 acres (3,049 sqft)
Owner	Owner Name on File
Last Sale	$33,500 (Sep 2013)
Tax Bill	$2,953 (2025)
Deeds & Mortgages	Sep 2020 Reverse Mortgage Feb 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`171232 CD 07300`

Property Details

APN / Parcel Number

Primary APN	`171232 CD 07300`
Alternative APNs	`R1001171232CD07300` `151159`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	908 sqft Living Area
1st Floor Area	908 sqft

Exterior

Year Built	Built 1994
Architectural Style	Other
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.069 acres)
Terrain	Other
View / Lot	Average
Garage Type	Mixed
Garage Area	260 sqft
Deck Area	188 sqft
Fence	Fence

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	151159
Old Parcel Number	R1001171232CD07300
Street Address	715 NW FLORIDA AVE
City	BEND
State	OR
Zip	97703-3235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:11-12 BLK:12 SUBD:DESCHUTES SEC/TWN/RNG/MER:SEC 32 TWN 17 RNG 12 MAP REF:171232-CD
Legal Range	12E
Legal Township	17S
Legal Section	32
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	DESCHUTES
Legal Block	12
Legal Lot Number	11-12
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2041
Census Tract	1502

Owner

The current owner of 715 NW Florida Ave bought it in September 2013.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	Owner Name on File
Mailing Address	715 NW FLORIDA AVE, BEND, OR 97703-3235
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Feb 23, 2022	Deed of Trust, Mortgage · Line of Credit SOUTH RIVER MORTGAGE LLC
Aug 21, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Mar 21, 2017	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Mar 21, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2013 · Amount on File
Deed Sale	Sep 4, 2013 · Amount on File
Deed Document Number	2013-37846
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	715 NW FLORIDA AVE, BEND, OR 97703-3235
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046326
Date	Sep 10, 2020
Instrument	2020-46326

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.21%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	715 NW FLORIDA AVE, BEND, OR 97703-3235
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007462
Date	Feb 23, 2022
Instrument	2022-07462

Lender

Name	SOUTH RIVER MORTGAGE LLC
Address	ANNAPOLIS, MD 21401

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	715 NW FLORIDA AVE, BEND, OR 97703-3235
Document Number	0000046327
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 NW FLORIDA AVE BEND OR 977033235, BEND, OR 97703-3235

Mortgage

Document Number	0000046327
Date	Sep 10, 2020
Instrument	46327

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	984 Months

Interest

Rate Type	Adjustable Rate
Rate	3.21%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	715 NW FLORIDA AVE, BEND, OR 97703-3235
Document Number	0000011660
Instrument Date	Mar 21, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 NW FLORIDA AVE BEND OR 977033235, BEND, OR 97703-3235

Mortgage

Document Number	0000011660
Date	Mar 27, 2017
Instrument	11660

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74137

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	4.31%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	715 NW FLORIDA AVE, BEND, OR 97703-3235
Document Number	0000011661
Instrument Date	Mar 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 NW FLORIDA AVE BEND OR 977033235, BEND, OR 97703-3235

Mortgage

Document Number	0000011661
Date	Mar 27, 2017
Instrument	11661

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	4.31%

Tax Assessment & Valuation

The 2025 property tax bill for 715 NW Florida Ave was $2,953, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,953.00 (+3.91%)	$174,830 (+3%)	$653,840 (-1.15%) Land $314,510 Building $339,330
2024	$2,842.00 (+7.9%)	$169,740 (+3%)	$661,480 (-) Land $347,290 Building $314,190
2023	$2,634.00	$164,800	$661,480 Land $347,290 Building $314,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 715 NW Florida Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 715 NW Florida Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	10,000 / 10,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Webformix Fixed Wireless	200 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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