715 N Pine, Stratford, OK 74872 Property Records

Garvin County property record for 715 N Pine, Stratford, OK 74872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1972
Lot Size	0.386 acres (16,814 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Nov 2024)
Tax Bill	$1,698 (2025)
Deeds & Mortgages	Dec 2023 Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21255`

Property Details

APN / Parcel Number

Primary APN	`21255`
Alternative APN	`0725-00-002-012-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2008
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,814 sqft (0.386 acres)
Lot Dimensions	140 ft deep x 120 ft wide
Garage Area	528 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21255
Street Address	715 N PINE
City	STRATFORD
State	OK
Zip	74872-4411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FARRIS ADD STR BLOCK 2 S20 LOT 11 & ALL LOT 12
Legal Range	03E
Legal Township	04N
Legal Section	23
Legal Subdivision	FARRIS ADDITION
Legal Block	2
Legal Lot Number	11,12
Jurisdiction	GARVIN OK
Township / Civil Division	STRATFORD
Census Block Group	3
Census Block	3001
Census Tract	681100

Owner

Source: Garvin County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	715 N PINE, STRATFORD, OK 74872-4411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK OF ADA
May 12, 2022	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK OF ADA
Dec 27, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
May 23, 2018	Warranty Deed, Transfer · Conventional Mortgage INTERNATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2024 · Amount on Record
Deed Sale	Nov 7, 2024 · Amount on Record
Prior Sale	May 12, 2022 · Amount on Record
Deed Document Number	20246553
Deed Book / Page	2493 / 328
Prior Transfer Date	May 22, 2018
Prior Transfer Doc	002222/565
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARVIN OK
Property Address	715 N PINE, STRATFORD, OK 74872-4411
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002462/629
Date	Dec 27, 2023
Book Page	2462/629
Instrument	I-2023-008701

Lender

Name	CITIZENS BANK OF ADA
Type	Bank
Address	ADA, OK 74820

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 22, 2033

Interest

Rate Type	Adjustable Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARVIN OK
Recording Date	May 12, 2022
Property Address	715 N PINE, STRATFORD, OK 74872-4411
Document Number	002393/336
Book / Page	2393 / 336
Instrument Date	May 11, 2022
Instrument	I-2022-003537
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	AMERICAN EAGLE TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$177.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15543 N COUNTY ROAD 3370, STRATFORD, OK 74872-7090

Mortgage

Document Number	I2022003538
Date	May 12, 2022
Instrument	I-2022-003538

Lender

Name	CITIZENS BANK OF ADA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARVIN OK
Property Address	715 N PINE, STRATFORD, OK 74872-4411
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 N PINE, STRATFORD, OK 74872-4411

Mortgage

Document Number	002372/509
Date	Dec 27, 2021
Book Page	2372/509
Instrument	I-2021-009247

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Jun 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARVIN OK
Recording Date	May 23, 2018
Property Address	715 N PINE, STRATFORD, OK 74872-4411
Document Number	002222/565
Book / Page	2222 / 565
Instrument Date	May 22, 2018
Instrument	2018-004352
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 N PINE, STRATFORD, OK 74872-4411

Mortgage

Document Number	2018004353
Date	May 23, 2018
Instrument	2018-004353

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Garvin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Garvin County
Municipality	Stratford Town
Unified School District	Stratford Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,899 (+4.13%) Land $998 Building $17,901	$171,810 (+4.13%) Land $9,072 Building $162,738
2025	$1,698.00 (+2.6%)	$18,150 (+33.17%) Land $998 Building $17,152	$165,000 (+26.46%) Land $9,072 Building $155,928
2024	$1,655.00 (+33.68%)	$13,629 (+4.99%) Land $985 Building $12,644	$130,472 (+10.57%) Land $9,072 Building $121,400
2023	$1,238.00 (+42.3%)	$12,981 (+42.77%) Land $963 Building $12,018	$118,000 (+23.55%) Land $8,750 Building $109,250
2022	$870.00	$9,092 Land $877 Building $8,215	$95,510 Land $9,072 Building $86,438

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1998)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 81% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STRATFORD serves 1,575 people · EPA ID OK2002503
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on N Pine

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures