715 N Elm Ave, Jackson, MI 49202 Property Records

Jackson County property record for 715 N Elm Ave, Jackson, MI 49202

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1928
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$79,900 (Nov 2021)
Tax Bill	$1,814 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8-060700000`

Property Details

APN / Parcel Number

Primary APN	`8-060700000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	816 sqft Living Area
1st Floor Area	816 sqft
Basement Area	816 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	132 ft deep x 45.6 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	715 N ELM AVE
City	JACKSON
State	MI
Zip	49202-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LAND OWNED & USED AS ONE PARCEL & DESC AS S 45 1/9 FT OF N 315 7/9 FT OF LOT 70 KEENA'S ADD & PIECE OF LAND 49.5 FT E & W BY
Legal Range	01W
Legal Township	02S
Legal Section	36
Legal Subdivision	KEENAS ADD
Legal Lot Number	70
Legal Unit	70,70
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2006
Census Tract	400

Owner

715 N Elm Ave is owned and occupied by an individual who bought it in November 2021.

Source: Jackson County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	715 N ELM AVE, JACKSON, MI 49202-3511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Oct 10, 2018	Warranty Deed, Transfer · FHA Mortgage DART BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2021 · Amount on File
Deed Sale	Nov 4, 2021 · Amount on File
Prior Sale	Oct 10, 2018 · Amount on File
Deed Document Number	20212898365
Deed Book / Page	2199 / 475
Prior Transfer Date	Feb 19, 2014
Prior Transfer Doc	0002674970
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Nov 4, 2021
Property Address	715 N ELM AVE, JACKSON, MI 49202-3511
Document Number	0002898365
Book / Page	2199 / 475
Map Reference	LB 8 PG 5
Instrument Date	Oct 29, 2021
Instrument	2898365
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	MIDSTATE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	715 N ELM AVE, 715, JACKSON, MI 49202-3511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 W MOODY LN, LA GRANGE, KY 40031-9439

Mortgage

Document Number	0021990476
Date	Nov 4, 2021
Instrument	2199-0476

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Oct 10, 2018
Property Address	715 N ELM AVE, JACKSON, MI 49202-3511
Document Number	0045606357
Book / Page	002129 / 000392
Instrument Date	Oct 5, 2018
Instrument	45606357
Transaction Type	Transfer
Record Updated	Nov 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2873 NOON RD JACKSON MI 492019134, JACKSON, MI 49201-9134

Mortgage

Document Number	2807281
Date	Oct 10, 2018
Book Page	002129/000393
Instrument	2807281

Lender

Name	DART BK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2048

Mortgage

Document Number	2808104,
Date	Oct 10, 2018
Book Page	002129/001216
Instrument	2808104

Lender

Name	MICHIGAN ST HSNG DEV AUTH
Address	LANSING, MI 48912

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 715 N Elm Ave was $1,814 with a homeowner's exemption, down 12.2% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,900 (+6.93%)	$101,800 (+6.93%)
2025	$1,814.00 (-12.15%)	$47,600	$95,200
2024	$2,065.00
2023		$36,100	$72,200
2022	$1,672.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 715 N Elm Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 715 N Elm Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, Mercury Fiber, Verizon.

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