Cabarrus County property record for 715 Miramar St NE, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,109 sqft · built 1956 |
| Lot Size | 0.627 acres (27,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $242,500 (Jun 2018) |
| Tax Bill | $2,942 (2023) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5621 56 3404 |
| Primary APN | 5621 56 3404 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,109 sqft Living Area |
| Gross Area | 2,789 sqft |
| 1st Floor Area | 2,109 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,300 sqft (0.627 acres) |
| Lot Dimensions | 273 ft deep x 100 ft wide |
| Garage Area | 180 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,500 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 10 sqft |
| Deck Area | 670 sqft |
| Patio Area | 670 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 123786 |
|---|---|
| Street Address | 715 MIRAMAR ST NE |
| City | CONCORD |
| State | NC |
| Zip | 28025-3114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-1 |
| Legal Description | LT 16 BEVERLY HILLS |
| Legal Subdivision | NORTHGATE SOUTH |
| Legal Lot Number | 16 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 42401 |
715 Miramar St NE is owned and occupied by two individuals who bought it in June 2018.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 715 MIRAMAR ST NE, CONCORD, NC 28025-3114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Jul 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Jun 15, 2018 | Warranty Deed, Transfer · ARM PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2018 · Amount on File |
| Deed Sale | Jun 15, 2018 · Amount on File |
| Prior Sale | Mar 12, 1996 · Amount on File |
| Deed Book / Page | 13044 / 238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 715 MIRAMAR ST NE, CONCORD, NC 28025-3114 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 715 MIRAMAR ST NE, CONCORD, NC 28025-3114 |
| Document Number | 0017890216 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | 17890/216 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 10, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 715 MIRAMAR ST NE, CONCORD, NC 28025-3114 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014325124 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 14325/124 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 15, 2018 |
| Property Address | 715 MIRAMAR ST NE, CONCORD, NC 28025-3114 |
| Document Number | 0013044238 |
| Book / Page | 13044 / 0238 |
| Map Reference | MB10 PG36 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $485.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 CAVALCADE DR, 116, FRANKLIN, TN 37069-1800 |
| Name | Verified Name |
|---|---|
| Address | 715 MIRAMAR ST NE, CONCORD, NC 28025-3114 |
| Document Number | 0013044240 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 13044/240 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Jul 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $373,160 (-) Land $81,400 Building $291,760 | ||
| 2025 | $373,160 Land $81,400 Building $291,760 | ||
| 2024 | $373,160 (+54.72%) Land $81,400 Building $291,760 | ||
| 2023 | $2,942.00 | $241,180 Land $47,300 Building $193,880 | $241,180 Land $47,300 Building $193,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 715 Miramar St NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 715 Miramar St NE is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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