Anne Arundel County property record for 715 Melrose St, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,688 sqft · built 2020 |
| Lot Size | 0.212 acres (9,240 sqft) |
| Owner | Individual Name on File |
| Last Sale | $680,000 (May 2021) |
| Tax Bill | $9,132 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-987-90240817 |
| Primary APN | 06-987-90240817 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,688 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 768 sqft |
| Finished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,240 sqft (0.212 acres) |
| Porch | Open Porch |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 98790240817 |
|---|---|
| Street Address | 715 MELROSE ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-2321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT E WINDMILL HILL ESTATES |
| Legal Subdivision | WINDMILL HILL ESTATES |
| Legal Block | 4 |
| Legal Lot Number | E |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 706600 |
715 Melrose St is owned and occupied by an individual who acquired it in June 2025.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 715 MELROSE ST, ANNAPOLIS, MD 21401-2321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2026 | Intrafamily Transfer, Transfer LIBERTY TITLE |
| Dec 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST WASHINGTON MORTGAGE |
| May 11, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| May 28, 2020 | Deed of Trust, Mortgage CHC3 LLC |
| Dec 30, 2019 | Grant Deed, Construction Loan · Conventional Mortgage CHC3 LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2021 · Amount on File |
| Deed Sale | May 11, 2021 · Amount on File |
| Prior Sale | Dec 30, 2019 · Amount on File |
| Deed Book / Page | 36753 / 470 |
| Last Transfer Date | Jun 5, 2025 |
| Transfer Doc | 0419620132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jan 2, 2026 |
| Property Address | 715 MELROSE ST, ANNAPOLIS, MD 21401-2321 |
| Document Number | 0419620132 |
| Book / Page | 41962 / 132 |
| Map Reference | MB 327 PG 23 |
| Instrument Date | Jun 5, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | LIBERTY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 715 MELROSE ST, ANNAPOLIS, MD 21401-2321 |
| Name | Verified Name |
|---|---|
| Address | 715 MELROSE ST, ANNAPOLIS, MD 21401-2321 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 715 MELROSE ST, ANNAPOLIS, MD 21401-2321 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | LIBERTY TITLE COMPANY LLC, LIBERTY T&E CO LLC |
| Name | Verified Name |
|---|
| Document Number | 0380980210 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 38098/210 |
| Name | FIRST WASHINGTON MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | WASHINGTON, DC 20007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 11, 2021 |
| Property Address | 715 MELROSE ST, ANNAPOLIS, MD 21401-2321 |
| Document Number | 0367530470 |
| Book / Page | 36753 / 470 |
| Map Reference | MB 327 PG 23 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | CAPITOL TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1658 ALBERMARLE DR, CROFTON, MD 21114-2001 |
| Document Number | 0036753473 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 36753/473 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 715 MELROSE ST, ANNAPOLIS, MD 21401-2321 |
| Document Number | 0348870356 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 715 MELROSE ST ANNAPOLIS MD 21401, ANNAPOLIS, MD 21401 |
| Document Number | 0348870356 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 034887/000356 |
| Name | CHC3 LLC |
|---|
| Amount | Amount on Record |
|---|
| Rate | 2% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 30, 2019 |
| Property Address | 715 MELROSE ST, ANNAPOLIS, MD 21401-2321 |
| Document Number | 0340120252 |
| Book / Page | 034012 / 000252 |
| Instrument Date | Dec 17, 2019 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 28, 2020 |
| Title Company | CAPITOL TITLE COMPANY INC, CAPITOL TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2703 CORIANDER PL EDGEWATER MD 210371118, EDGEWATER, MD 21037-1118 |
| Document Number | 340120257 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 034012/000257 |
| Name | CHC3 LLC |
|---|---|
| Address | 1915 TOWNE CENTRE BLVD # 705, ANNAPOLIS, MD 21401-3586 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 5% |
|---|
The 2025 property tax bill for 715 Melrose St was $9,132, up 5.2% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $713,900 (+7.12%) Land $245,700 Building $468,200 | $713,900 (-) Land $245,700 Building $468,200 | |
| 2025 | $9,132.00 (+5.16%) Homeowner's exemption | $666,467 | $713,900 Land $245,700 Building $468,200 |
| 2024 | $8,684.00 (+5.8%) | ||
| 2023 | $8,208.00 Homeowner's exemption | $571,600 Land $245,700 Building $325,900 | $571,600 Land $245,700 Building $325,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 715 Melrose St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 715 Melrose St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures