715 Loma St, Redding, CA 96003 Property Records

Shasta County property record for 715 Loma St, Redding, CA 96003

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,539 sqft · built 1946
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$452,000 (Jan 2025)
Tax Bill	$3,630 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`112-290-039-000`

Property Details

APN / Parcel Number

Primary APN	`112-290-039-000`
Alternative APN	`11229039`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	3 Units
Stories	1 Story
Building Area	1,539 sqft Living Area
1st Floor Area	978 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Duplex Single
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	112290039000
Street Address	715 LOMA ST
City	REDDING
State	CA
Zip	96003-3615
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Subdivision	BENTON SUBDIVISION
Legal Block	1
Legal Lot Number	6
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	1
Census Block	1024
Census Tract	10702

Owner

715 Loma St, a duplex, is owned by two individuals who bought it in January 2025.

Source: Shasta County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1355 HOPE LN, REDDING, CA 96003-8616
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Gift Deed, Transfer · Line of Credit CORNERSTONE COMMUNITY BANK
Oct 5, 2020	Grant Deed, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2025 · Amount on File
Deed Sale	Jan 10, 2025 · Amount on File
Prior Sale	Oct 5, 2020 · Amount on File
Deed Document Number	2025596
Prior Transfer Date	Mar 24, 2023
Prior Transfer Doc	0000006163
Record Updated	Sep 20, 2026

March 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SHASTA CA
Recording Date	Mar 28, 2023
Property Address	715 LOMA ST, REDDING, CA 96003-3615
Document Number	0000006163
Map Reference	MB 5 PG 56
Instrument Date	Mar 24, 2023
Instrument	2023-0006163
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2355 ALDEN AVE, REDDING, CA 96002-2334

Mortgage

Document Number	0000006164
Date	Mar 28, 2023
Instrument	2023-0006164

Lender

Name	CORNERSTONE COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	Oct 5, 2020
Property Address	715 LOMA ST, REDDING, CA 96003-3615
Document Number	0000033822
Map Reference	MB 5 PG 56
Instrument Date	Oct 1, 2020
Instrument	2020-0033822
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 LOMA ST, REDDING, CA 96003-3615

Mortgage

Document Number	0000033823
Date	Oct 5, 2020
Instrument	2020-0033823

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 715 Loma St was $3,630.

Source: Shasta County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Municipality	Redding City
Elementary School District	Redding Elementary School District (KG - 08)
Secondary School District	Shasta Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$422,160 (+24.34%) Land $51,000 Building $371,160
2025	$3,630.00	$339,528 Land $43,296 Building $296,232
2023	$2,721.00 (+18.67%)	$249,882 Land $41,616 Building $208,266
2022	$2,293.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 715 Loma St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 715 Loma St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDDING serves 90,254 people · EPA ID CA4510005
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Com-Pair Services Fixed Wireless	100 / 25

May also be available: DigitalPath.

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