715 Hemlock St, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 715 Hemlock St, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,552 sqft · built 1965
Lot Size	0.172 acres (7,478 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Nov 2020)
Tax Bill	$8,384 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21E10DC04300`

Property Details

APN / Parcel Number

Primary APN	`21E10DC04300`
Alternative APN	`00267008`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,552 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Combination
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	7,478 sqft (0.172 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	00267008
Street Address	715 HEMLOCK ST
City	LAKE OSWEGO
State	OR
Zip	97034-6115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7.5
Legal Description	814 OSWEGO HIGHLANDS LT 004 BLK 01
Legal Range	1E
Legal Township	2S
Legal Section	10
Legal Subdivision	OSWEGO HIGHLANDS
Legal Block	01
Legal Lot Number	004
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1012
Census Tract	20503

Owner

Source: Clackamas County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	715 HEMLOCK ST, LAKE OSWEGO, OR 97034-6115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 20, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 15, 2020	Warranty Deed, Transfer · Line of Credit IRON BRIDGE MORTGAGE FUND LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Prior Sale	Jul 15, 2020 · Amount on File
Deed Document Number	202098261
Prior Transfer Date	Jan 28, 2010
Prior Transfer Doc	0000006280
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Recording Date	Jul 13, 2026
Property Address	715 HEMLOCK ST, LAKE OSWEGO, OR 97034-6115
Document Number	0000029985
Instrument Date	Jun 26, 2026
Instrument	202629985
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 HEMLOCK ST, LAKE OSWEGO, OR 97034-6115

Mortgage

Document Number	0000029985,
Date	Jul 13, 2026
Instrument	202629985

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jul 15, 2066

Interest

Rate	6.53%
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	715 HEMLOCK ST, LAKE OSWEGO, OR 97034-6115
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050626
Date	Sep 19, 2022
Instrument	2022-050626

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 16, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Nov 20, 2020
Property Address	715 HEMLOCK ST, LAKE OSWEGO, OR 97034-6115
Document Number	0000098261
Instrument Date	Nov 19, 2020
Instrument	2020-098261
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	715 HEMLOCK ST, LAKE OSWEGO, OR 97034-6115

Mortgage

Document Number	0000098262
Date	Nov 20, 2020
Instrument	2020-098262

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jul 15, 2020
Property Address	715 HEMLOCK ST, LAKE OSWEGO, OR 97034-6115
Document Number	0000054925
Instrument Date	Jul 14, 2020
Instrument	2020-054925
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	WFG TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9195 SW 70TH AVE, PORTLAND, OR 97223-9212

Mortgage

Document Number	0000054926
Date	Jul 15, 2020
Instrument	2020-054926

Lender

Name	IRON BRIDGE MORTGAGE FUND LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	6 Months
Due	Jan 16, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,384.00 (+13.71%)	$437,571 (+13.97%)	$839,871 (+10.51%) Land $293,571 Building $546,300
2023	$7,373.00	$383,929	$759,991 Land $285,301 Building $474,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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