715 Gurganus Rd, Maple Hill, NC 28454 Property Records

Onslow County property record for 715 Gurganus Rd, Maple Hill, NC 28454

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,224 sqft · built 2018
Lot Size	2.7 acres (117,612 sqft)
Owner	2 Individual Names on File
Last Sale	$22,500 (May 2016)
Tax Bill	$1,700 (2026)
Deeds & Mortgages	May 2026 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-22.7`

Property Details

APN / Parcel Number

Primary APN	`12-22.7`
Alternative APNs	`426272000` `022560`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,224 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	117,612 sqft (2.7 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	426272000
Street Address	715 GURGANUS RD
City	MAPLE HILL
State	NC
Zip	28454-8638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	TR20 JAMES & MARILYN WALLER
Legal Subdivision	JAMES + MARILYN I WALLER
Legal Tract	20
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	1
Census Block	1007
Census Tract	304

Owner

715 Gurganus Rd is owned and occupied by two individuals who bought it in May 2016.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	715 GURGANUS RD, MAPLE HILL, NC 28454-8638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jan 11, 2022	Deed of Trust, Mortgage · VA Mortgage ON Q FINANCIAL INC
Jan 10, 2018	Deed of Trust, Mortgage · Construction Mortgage ON Q FINANCIAL INC
Jul 3, 2019	Loan Modification, Mortgage ON Q FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2016 · Amount on File
Deed Sale	May 13, 2016 · Amount on File
Prior Sale	Jan 23, 2009 · Amount on File
Deed Book / Page	4451 / 432
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Recording Date	May 11, 2026
Property Address	715 GURGANUS RD, MAPLE HILL, NC 28454-8638
Document Number	6588000619
Book / Page	6588 / 619
Instrument Date	May 1, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 GURGANUS RD, MAPLE HILL, NC 28454-8638

Mortgage

Document Number	6588000619,
Date	May 11, 2026
Book Page	6588/619

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	715 GURGANUS RD, MAPLE HILL, NC 28454-8638
Transaction Type	Mortgage
Record Updated	Feb 2, 2023
Title Company	FIRST AMERICAN MORTGAGE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056610879
Date	Jan 11, 2022
Book Page	5661/879

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	715 GURGANUS RD, MAPLE HILL, NC 28454-8638
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047230250
Date	Jan 10, 2018
Book Page	4723/250
Instrument	4723-250

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ONSLOW NC
Property Address	715 GURGANUS RD, MAPLE HILL, NC 28454-8638
Document Number	0049770735
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 GURGANUS RD MAPLE HILL NC 284548638, MAPLE HILL, NC 28454-8638

Mortgage

Document Number	0049770735
Date	Jul 3, 2019
Book Page	004977/000735

Lender

Name	ON Q FIN'L
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

The 2026 property tax bill for 715 Gurganus Rd was $1,700.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,700.00	$429,503 (+41%) Land $71,300 Building $358,203	$429,503 (+41%) Land $71,300 Building $358,203
2025	$1,700.00	$304,617 Land $32,900 Building $271,717	$304,617 Land $32,900 Building $271,717
2023	$1,700.00	$304,617 Land $32,900 Building $271,717	$304,617 Land $32,900 Building $271,717

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 715 Gurganus Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 715 Gurganus Rd is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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