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715 Garden St, Milpitas, CA 95035 Property Records

Santa Clara County property record for 715 Garden St, Milpitas, CA 95035

Property Summary

Property TypeCondominium
Details3 bd · 3.5 ba · 1,860 sqft · built 2016
Lot Size0.029 acres (1,240 sqft)
Owner2 Company Names on File
Last Sale$1,380,000 (Jul 2024)
Tax Bill$16,831 (2025)
Deeds & MortgagesDec 2025 Mortgage
Mar 2020 Line of Credit
Flood ZoneZone X (moderate risk)
APN086-85-073

Property Details

APN / Parcel Number

Primary APN086-85-073

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories3 Stories
Building Area1,860 sqft Living Area
1st Floor Area332 sqft
2nd Floor Area764 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleL-Shape
Construction TypeWood
Lot Area1,240 sqft (0.029 acres)
Garage Area410 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address715 GARDEN ST
CityMILPITAS
StateCA
Zip95035-8002
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeM2S
Legal SubdivisionTRACT NO 10061
Legal Tract10061
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group1
Census Block1026
Census Tract504509

Owner

Source: Santa Clara County assessment roll, APN 086-85-073, as of July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address715 GARDEN ST, MILPITAS, CA 95035-8002
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2025Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Mar 02, 2020Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 17, 2024 · Amount on Record
Deed SaleJul 17, 2024 · Amount on Record
Prior SaleAug 26, 2016 · Amount on Record
Deed Document Number202425665358
Last Transfer DateDec 11, 2024
Transfer Doc0025752577
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address715 GARDEN ST, MILPITAS, CA 95035-8002
Transaction TypeMortgage
Record UpdatedDec 25, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address715 GARDEN ST, MILPITAS, CA 95035-8002

Mortgage

Document Number0025918996
DateDec 16, 2025
Instrument25918996
Lender
NameBANK OF AMERICA NA
TypeBank
Address101 SOUTH TRYON STREET, CHARLOTTE, NC 28280
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.25%
AdjustableAdjustable Rate Rider
Type Change DateJan 01, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.2%
IndexOther
Max Rate10.2%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address715 GARDEN ST, MILPITAS, CA 95035-8002
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024417776
DateMar 02, 2020
Instrument24417776
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressRENO, NV 89501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 01, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Santa Clara County assessment roll as of July 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityMilpitas City
Unified School DistrictMilpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,330,000 (-3.62%) Land $665,000 Building $665,000
2025$16,831.00 (+42.85%) Homeowner's exemption$1,380,000 (+49.05%) Land $690,000 Building $690,000
2023$11,782.00 (+0.77%)$925,878 Land $462,939 Building $462,939
2022$11,692.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), as of January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855045091, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk · 1% annual chance, depth under 1 ft
Nearest Special Flood Hazard AreaZone AO, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 222 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Etheric Communications, LLC.
Fixed Wireless		250 / 100
Ridge Wireless
Fixed Wireless		100 / 60
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T, California Internet, Sail Internet Holdings.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA4310005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MILPITAS
serves 81,915 people
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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