715 Floyd Ave, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 715 Floyd Ave, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,623 sqft · built 1900
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Company Names on File
Last Sale	$94,000 (Jun 2017)
Tax Bill	$2,537 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`301301 242.044-2-11`

Property Details

APN / Parcel Number

Primary APN	`301301 242.044-2-11`
Alternative APNs	`130124204400020110000000` `301301 242.044-0002-011` `55045 01`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,623 sqft Living Area
1st Floor Area	840 sqft
2nd Floor Area	783 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	7,405 sqft (0.17 acres)
Lot Width	50 ft Width
Porch	Slab
Porch Area	256 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	55045 01
Street Address	715 FLOYD AVE
City	ROME
State	NY
Zip	13440-4434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Description	H&G&L 50X150
Legal Block	2
Legal Lot Number	11.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	1
Census Block	1048
Census Tract	22400

Owner

715 Floyd Ave is owned by a company that bought it in June 2017.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	715 FLOYD AVE, ROME, NY 13440-4434
Owner Type	Company
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · Line of Credit AMERICU CU
Jan 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICU CU
Nov 30, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICU CU
Jun 9, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICU CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2017 · Amount on File
Deed Sale	Jun 9, 2017 · Amount on File
Prior Sale	Oct 21, 2010 · Amount on File
Deed Book / Page	2017 / 8297
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	715 FLOYD AVE, ROME, NY 13440-4434
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013230
Date	Oct 25, 2023
Instrument	2023-013230

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	715 FLOYD AVE, ROME, NY 13440-4434
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001348
Date	Jan 23, 2026
Instrument	2026-001348

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	715 FLOYD AVE, ROME, NY 13440-4434
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016695
Date	Nov 30, 2020
Instrument	2020-016695

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Jun 9, 2017
Property Address	715 FLOYD AVE, ROME, NY 13440-4434
Document Number	0000008297
Instrument Date	Jun 6, 2017
Instrument	8297
Transaction Type	Transfer
Record Updated	Jun 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$376.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55 KEEFE RD CAMDEN NY 133165751, CAMDEN, NY 13316-5751

Mortgage

Document Number	8298
Date	Jun 9, 2017
Instrument	8298

Lender

Name	AMERICU CU
Type	Credit Union
Address	ROME, NY 13440

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 715 Floyd Ave was $2,537.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,537.00
2025		$54,000 Land $10,700 Building $43,300	$127,059 Land $25,177 Building $101,882
2023		$54,000 (-) Land $10,700 Building $43,300	$118,995 (+17.91%) Land $23,579 Building $95,416
2022	$4,036.00	$54,000 Land $10,700 Building $43,300	$100,916 Land $19,996 Building $80,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 715 Floyd Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	Mar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 715 Floyd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Oneida County Rural Telephone.

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