715 E Marion St, Shelby, NC 28150 Property Records

Cleveland County property record for 715 E Marion St, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	3,238 sqft · built 1927
Lot Size	0.376 acres (16,400 sqft)
Owner	Individual Name on File
Last Sale	$208,000 (Apr 2020)
Tax Bill	$2,770 (2026)
Deeds & Mortgages	Nov 2023 Mortgage May 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18770`

Property Details

APN / Parcel Number

Primary APN	`18770`
Alternative APN	`1330620`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	3,238 sqft Finished Area
Upper Floors Area	1,257 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Lot Area	16,400 sqft (0.376 acres)
Lot Dimensions	205 ft deep x 80 ft wide
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	709 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1330620
Street Address	715 E MARION ST
City	SHELBY
State	NC
Zip	28150-4619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Description	#1 BLK B PB1-80 HORY PROPERTY SD
Legal Subdivision	HORY PROP
Legal Block	6
Legal Lot Number	11
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3014
Census Tract	951000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Marion-Belvedere Park Historic District listed 2002 · 123 contributing resources · NRIS 02001667

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cleveland County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	715 E MARION ST, SHELBY, NC 28150-4619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
May 16, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 5, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 13, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Apr 23, 2020	Warranty Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC
Apr 13, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2020 · Amount on File
Deed Sale	Apr 23, 2020 · Amount on File
Prior Sale	Apr 13, 2017 · Amount on File
Deed Document Number	202038489
Deed Book / Page	1811 / 1865
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	715 E MARION ST, SHELBY, NC 28150-4619
Transaction Type	Mortgage
Record Updated	Dec 11, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 E MARION ST, SHELBY, NC 28150-4619

Mortgage

Document Number	0019102974
Date	Nov 29, 2023
Book Page	1910/2974
Instrument	200094639

Lender

Name	MIDFIRST BANK
Type	Bank
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	318 Months
Due	May 1, 2050

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	715 E MARION ST, SHELBY, NC 28150-4619
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E GROVER ST, SHELBY, NC 28150-3921

Mortgage

Document Number	0018981362
Date	May 16, 2023
Book Page	1898/1362
Instrument	200087325

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	May 1, 2050

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	715 E MARION ST, SHELBY, NC 28150-4619
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E GROVER ST, SHELBY, NC 28150-3921

Mortgage

Document Number	0018952054
Date	Apr 5, 2023
Book Page	1895/2054
Instrument	200085785

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	May 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	715 E MARION ST, SHELBY, NC 28150-4619
Transaction Type	Mortgage
Record Updated	Jan 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 E MARION ST, SHELBY, NC 28150-4619

Mortgage

Document Number	0018621750
Date	Jan 13, 2022
Book Page	1862/1750
Instrument	200067033

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	May 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Apr 23, 2020
Property Address	715 E MARION ST, SHELBY, NC 28150-4619
Document Number	0018111865
Book / Page	1811 / 1865
Map Reference	MB 1 PG 80
Instrument Date	Apr 23, 2020
Instrument	200038489
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$416.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6910 HICKORY RIDGE RD, 6910, HARRISBURG, NC 28075-9676

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 E MARION ST, SHELBY, NC 28150-4619

Mortgage

Document Number	18111867
Date	Apr 23, 2020
Instrument	1811/1867

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND NC
Recording Date	Apr 13, 2017
Property Address	715 E MARION ST, SHELBY, NC 28150-4619
Document Number	0017401470
Book / Page	001740 / 001470
Instrument Date	Apr 3, 2017
Instrument	3843
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9712 ASHMORE LN HARRISBURG NC 280756631, HARRISBURG, NC 28075-6631

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,770.00 (+1.43%)	$267,639 (-) Land $17,920 Building $249,719	$267,639 (-) Land $17,920 Building $249,719
2025	$2,731.00	$267,639 (+44.32%) Land $17,920 Building $249,719	$267,639 (+44.32%) Land $17,920 Building $249,719
2023		$185,454 Land $15,680 Building $169,774	$185,454 Land $15,680 Building $169,774

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on E Marion St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures