715 E Howard St, Winona, MN 55987 Property Records

Winona County property record for 715 E Howard St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 937 sqft · built 1882
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$82,500 (Mar 2018)
Tax Bill	$948 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2018 Sale & Mortgage
APN	`32.240.2070`

Property Details

APN / Parcel Number

Primary APN	`32.240.2070`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	937 sqft Living Area
1st Floor Area	937 sqft
Basement Area	937 sqft
Unfinished Basement	937 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1882
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	115 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	532 sqft
Porch	Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	715 E HOWARD ST
City	WINONA
State	MN
Zip	55987-4524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-107 RANGE-007 HUBBARDS ADDITION LOT-004 BLOCK-015 E 1/4 LOT 4 & W 1/2 LOT 3 EX: R-O-W
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	HUBBARDS ADDITION
Legal Block	15
Legal Lot Number	3-4
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	1
Census Block	1031
Census Tract	670700

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	715 E HOWARD ST, WINONA, MN 55987-4524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Mar 23, 2018	Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2018 · Amount on Record
Deed Sale	Mar 23, 2018 · Amount on Record
Deed Document Number	2018609016
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	715 E HOWARD ST, WINONA, MN 55987-4524
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	624045
Date	Apr 27, 2020
Instrument	624045

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Mar 23, 2018
Property Address	715 E HOWARD ST, WINONA, MN 55987-4524
Document Number	609016
Instrument Date	Mar 9, 2018
Instrument	609016
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	MINNESOTA SECURED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 E HOWARD ST, WINONA, MN 55987-4524

Mortgage

Document Number	609017
Date	Mar 23, 2018
Instrument	609017

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$948.00 (+9.47%) Homeowner's exemption	$115,400 (+4.62%) Land $29,900 Building $85,500	$115,400 (+4.62%) Land $29,900 Building $85,500
2025		$110,300 (+2.13%) Land $29,900 Building $80,400	$110,300 (+2.13%) Land $29,900 Building $80,400
2023	$866.00 Homeowner's exemption	$108,000 Land $28,500 Building $79,500	$108,000 Land $28,500 Building $79,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Hiawatha Broadband Communications, Verizon.

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