715 E Elm St, Ladoga, IN 47954 Property Records

Montgomery County property record for 715 E Elm St, Ladoga, IN 47954

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,422 sqft · built 1981
Lot Size0.64 acres (27,878 sqft)
OwnerIndividual Name on File
Last Sale$232,218 (Mar 2024)
Tax Bill$1,216 (2025)
Deeds & MortgagesJan 2024 Transfer
Mar 2024 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN006-14002-00

Property Details

APN / Parcel Number

Primary APN006-14002-00
Alternative APN
  • 54-16-18-441-039.000-009

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,422 sqft Living Area
1st Floor Area2,844 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area27,878 sqft (0.64 acres)
Lot Dimensions315 ft deep x 80 ft wide
Garage TypeMixed
Garage Area1,476 sqft
Parking Spaces5 Parking Spaces
PorchPorch
Porch Area154 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number006-14002-00
Street Address715 E ELM ST
CityLADOGA
StateIN
Zip47954-9369
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT EH SEQ 18-17-3 0.64 A
JurisdictionMONTGOMERY IN
Township / Civil DivisionCLARK
Census Block Group3
Census Block3041
Census Tract957500

Owner

715 E Elm St is owned and occupied by an individual who bought it in March 2024.

Source: Montgomery County records, as of June 22, 2026

Owner of RecordIndividual Name on File
Mailing Address715 E ELM ST, LADOGA, IN 47954-9369
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2024Quit Claim Deed, Transfer
Quitclaim
Mar 27, 2024Warranty Deed, Transfer · Stand-Alone Second Mortgage
US BANK NA
Jan 11, 2019Quit Claim Deed, Transfer
Quitclaim
Jul 25, 2017Sheriff's Deed, Foreclosure
Jul 25, 2017Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2024 · Amount on File
Deed SaleMar 27, 2024 · Amount on File
Prior SaleFeb 13, 2024
Deed Document Number20241439
Prior Transfer DateNov 22, 2023
Prior Transfer Doc0202400392
Record UpdatedSep 20, 2026

January 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTGOMERY IN
Recording DateJan 30, 2024
Property Address715 E ELM ST, LADOGA, IN 47954-9369
Document Number0202400392
Instrument DateNov 11, 2023
Instrument202400392
Transaction TypeTransfer
Record UpdatedFeb 29, 2024

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 709, CRAWFORDSVILLE, IN 47933-0709

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY IN
Recording DateMar 27, 2024
Property Address715 E ELM ST, LADOGA, IN 47954-9369
Document Number0202401439
Instrument DateMar 21, 2023
Instrument202401439
Transaction TypeTransfer
Record UpdatedMay 3, 2024
Title CompanyPARTNERS TITLE GROUP INC

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address715 E ELM ST, LADOGA, IN 47954-9369

Mortgage

Document Number0202401441
DateMar 27, 2024
Instrument202401441
Lender
NameUS BANK NA
TypeBank
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term74 Months
DueApr 30, 2030

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTGOMERY IN
Recording DateJan 11, 2019
Property Address715 E ELM ST, LADOGA, IN 47954-9369
Document Number0201900125
Instrument DateOct 31, 2017
Instrument201900125
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 709, CRAWFORDSVILLE, IN 47933-0709

July 2017: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionMONTGOMERY IN
Recording DateJul 25, 2017
Property Address715 E ELM ST, LADOGA, IN 47954-9369
Document Number201703816
Instrument DateJul 12, 2017
Instrument201703816
Transaction TypeForeclosure
Record UpdatedFeb 6, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 709, CRAWFORDSVILLE, IN 47933-0709

July 2017: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionMONTGOMERY IN
Recording DateJul 25, 2017
Property Address715 E ELM ST, LADOGA, IN 47954-9369
Document Number0201703816
Instrument DateJul 12, 2017
Instrument201703816
Transaction TypeForeclosure
Record UpdatedJun 12, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 709, CRAWFORDSVILLE, IN 47933-0709
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 715 E Elm St was $1,216, up 32.9% from the year before.

Source: Montgomery County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMontgomery County
County SubdivisionClark Township
MunicipalityLadoga Town
Unified School DistrictSouth Montgomery Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,216.00 (+32.9%)$178,100 (+32.91%) Land $34,100 Building $144,000$178,100 (+32.91%) Land $34,100 Building $144,000
2024$915.00 (-26.68%)$134,000 (+0.75%) Land $34,100 Building $99,900$134,000 (+0.75%) Land $34,100 Building $99,900
2023$1,248.00 (-44.97%)$133,000 (+5.89%) Land $28,200 Building $104,800$133,000 (+5.89%) Land $28,200 Building $104,800
2022$2,268.00$125,600 Land $28,200 Building $97,400$125,600 Land $28,200 Building $97,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 715 E Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (2008–2015)
Most Recent ClaimJul 2015 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 715 E Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLADOGA WATER WORKS
serves 1,180 people · EPA ID IN5254006
Water SourceGroundwater
Last State InspectionFeb 2024
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Fiber
2,000 / 2,000
Spectrum
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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