715 Duval St, #2, Key West, FL 33040 Property Records

Monroe County property record for 715 Duval St, #2, Key West, FL 33040

Property Summary

Property Type	Condominium
Details	1 bd · 2,512 sqft · built 1991
Lot Size	0.123 acres (5,370 sqft)
Owner	Company Name on File
Last Sale	$2,450,000 (Aug 2020)
Tax Bill	$20,205 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`00015780-000402`

Property Details

APN / Parcel Number

Primary APN	`00015780-000402`
Alternative APNs	`01010100015780000402` `8786204`

Interior

Bedrooms	1 Bed
Building Area	2,512 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Condo/Apartment
Lot Area	5,370 sqft (0.123 acres)

Location & Zoning

Account Number	8786204
Street Address	715 DUVAL ST, 2
City	KEY WEST
State	FL
Zip	33040-7403
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	HRCC1
Legal Description	UNIT 2 715 DUVAL CONDOMINIUM OR1269-1146/47 OR1408-1582/85 OR1418-1206/07 OR2404-2005/06 OR2425-1722/23ORD OR2463-644/46 OR2754-1386D/C OR2817-506/08 OR3039-1388
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	715 DUVAL CONDO
Legal Lot Number	2
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3020
Census Tract	972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

715 Duval St, #2 is owned by a company that bought it in August 2020.

Source: Monroe County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	1423 CATHERINE ST, KEY WEST, FL 33040-3419
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK
Aug 21, 2020	Warranty Deed, Transfer · Line of Credit 715 DUVAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2020 · Amount on File
Deed Sale	Aug 21, 2020 · Amount on File
Prior Sale	Aug 21, 2020 · Amount on File
Deed Document Number	20202278595
Deed Book / Page	3039 / 1388
Prior Transfer Date	Apr 20, 2010
Prior Transfer Doc	0024630644
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	715 DUVAL ST # 2, 2, KEY WEST, FL 33040-7403
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1423 CATHERINE ST, KEY WEST, FL 33040-3419

Mortgage

Document Number	0033440674
Date	Sep 10, 2025
Book Page	3344/674
Instrument	2514807

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	5.87%
Max Rate At Change	9.87%
Max Rate	13.8%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 21, 2020
Property Address	715 DUVAL ST # 2, 2, KEY WEST, FL 33040-7403
Document Number	0030391388
Book / Page	3039 / 1388
Map Reference	MB 1143 PG 1419
Instrument Date	Aug 17, 2020
Instrument	2278595
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	356 RELLEGRA ST, 356, LAS VEGAS, NV 89138-4658

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1423 CATHERINE ST, KEY WEST, FL 33040-3419

Mortgage

Document Number	0030391393
Date	Aug 21, 2020
Instrument	3039/1393

Lender

Name	715 DUVAL LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,395,523 Building $2,395,523	$2,395,523 Building $2,395,523
2024	$20,205.00 (-1.42%)
2023	$20,497.00 (+6.09%)	$2,395,523 (-) Building $2,395,523	$2,395,523 (-) Building $2,395,523
2022	$19,320.00	$2,395,523 Building $2,395,523	$2,395,523 Building $2,395,523

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 715 Duval St, #2 in Zone X, an area of minimal flood risk, though there have been 89 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 285 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	328 units insured incl. 43 condo units
Nearby Flood Claims	89 (1980–2025)
Claims Outside the SFHA	43 of 89
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 23 claims Hurricane Wilma, Oct 2005 · 8 claims Hurricane Georges, Sep 1998 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 715 Duval St, #2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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