Anne Arundel County property record for 715 Dividing Rd, Severna Park, MD 21146
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,150 sqft · built 1990 |
| Lot Size | 0.36 acres (15,681 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $850,000 (Jan 2019) |
| Tax Bill | $10,755 (2024) |
| Deeds & Mortgages | Apr 2020 Mortgage Jan 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-530-24747400 |
| Primary APN | 03-530-24747400 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,150 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Basement Area | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,681 sqft (0.36 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 416 sqft |
| Deck Area | 470 sqft |
| Patio Area | 336 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 53024747400 |
|---|---|
| Street Address | 715 DIVIDING RD |
| City | SEVERNA PARK |
| State | MD |
| Zip | 21146-4305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 21 BK J MANHATTAN BEACH |
| Legal Subdivision | MANHATTAN BEACH |
| Legal Block | J |
| Legal Lot Number | 21 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 731201 |
Source: Anne Arundel County assessment roll, APN 03-530-24747400, as of August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 715 DIVIDING RD, SEVERNA PARK, MD 21146-4305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST WASHINGTON MORTGAGE |
| Jan 08, 2019 | Deed, Transfer · Conventional Mortgage BLUE RIDGE BANK |
| Dec 21, 2018 | Quit Claim Deed, Transfer DUNN TITLE, DUNN'S TITLE & ESCROW INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 08, 2019 · Amount on Record |
| Deed Sale | Jan 08, 2019 · Amount on Record |
| Prior Sale | Jun 28, 1989 · Amount on Record |
| Deed Book / Page | 32793 / 26 |
| Prior Transfer Date | Dec 20, 2018 |
| Prior Transfer Doc | 0327550301 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 715 DIVIDING RD, SEVERNA PARK, MD 21146-4305 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | TUMKEY TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0345000285 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 34500/285 |
| Name | FIRST WASHINGTON MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | WASHINGTON, DC 20007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jan 08, 2019 |
| Property Address | 715 DIVIDING RD, SEVERNA PARK, MD 21146-4305 |
| Document Number | 0327930026 |
| Book / Page | 32793 / 026 |
| Map Reference | MB 15 FO 28 |
| Instrument Date | Dec 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | DUNNS TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 715 DIVIDING RD, SEVERNA PARK, MD 21146-4305 |
| Document Number | 0003279334 |
|---|---|
| Date | Jan 08, 2019 |
| Instrument | 32793/34 |
| Name | BLUE RIDGE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 21, 2018 |
| Property Address | 715 DIVIDING RD, SEVERNA PARK, MD 21146-4305 |
| Document Number | 0327550301 |
| Book / Page | 032755 / 000301 |
| Instrument Date | Dec 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2019 |
| Title Company | DUNN TITLE, DUNN'S TITLE & ESCROW INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 715 DIVIDING RD SEVERNA PARK MD 211464305, SEVERNA PARK, MD 21146-4305 |
Source: Anne Arundel County assessment roll as of August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,261,633 (+23.77%) | $1,576,900 (+42.84%) Land $989,900 Building $587,000 | |
| 2024 | $10,755.00 (+9.66%) | ||
| 2023 | $9,808.00 Homeowner's exemption | $1,019,333 | $1,104,000 Land $695,400 Building $408,600 |
Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), as of January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037312014, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 10 (1979–2019) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Mar 2019 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 269 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| Believe Wireless Fixed Wireless | 500 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system MD0020017, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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