715 Debora St, Troy, TX 76579 Property Records

Bell County property record for 715 Debora St, Troy, TX 76579

Property Summary

Property TypeSingle Family Home
Details1,500 sqft · built 1986
Lot Size0.176 acres (7,676 sqft)
OwnerIndividual Name on Record
Tax Bill$3,639 (2024)
Deeds & MortgagesOct 2025 Mortgage
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN0376590983

Property Details

APN / Parcel Number

Primary APN0376590983
Alternative APNs
  • 130789
  • 90317

Interior

Stories1 Story
Building Area1,500 sqft Living Area
Gross Area1,372 sqft
1st Floor Area1,372 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,676 sqft (0.176 acres)
Lot Dimensions101 ft deep x 76 ft wide
Garage Area308 sqft
PorchOpen Porch
Porch Area104 sqft

Location & Zoning

Account Number90317
Street Address715 DEBORA ST
CityTROY
StateTX
Zip76579-2648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF
Legal DescriptionSUNNY HILLS SECTION III, BLOCK 004, LOT 0012
Legal SubdivisionSUNNY HILLS SECTION III
Legal Block4
Legal Lot Number12
JurisdictionBELL TX
Township / Civil DivisionEAST BELL
Census Block Group2
Census Block2020
Census Tract20102

Owner

Source: Bell County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address715 DEBORA ST, TROY, TX 76579-2648
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Vendor's Lien, Transfer · FHA Mortgage
GUILD MORTGAGE CO
Feb 18, 2022Vendor's Lien, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2025
Deed SaleOct 16, 2025
Prior SaleFeb 18, 2022
Deed Document Number2025051129
Record UpdatedJun 8, 2026

October 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateOct 16, 2025
Property Address715 DEBORA ST, TROY, TX 76579-2648
Document Number0000051129
Map ReferenceCAB A SL 21-C
Instrument DateOct 15, 2025
Instrument2025051129
Transaction TypeTransfer
Record UpdatedOct 31, 2025
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1016 RIDGEVIEW DR, TEMPLE, TX 76502-5288

Transferred To (Grantee/Buyer)

NameVerified Name
Address715 DEBORA ST, TROY, TX 76579-2648

Mortgage

Document Number0000051130
DateOct 16, 2025
Instrument2025051130
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

February 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateFeb 18, 2022
Property Address715 DEBORA ST, TROY, TX 76579-2648
Document Number0000010977
Map ReferenceCAB A SL 21-C
Instrument DateFeb 16, 2022
Instrument2022010977
Transaction TypeTransfer
Record UpdatedOct 31, 2025
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address715 DEBORA ST, TROY, TX 76579-2648

Transferred To (Grantee/Buyer)

NameVerified Name
Address8760 DUTCH VALLEY CT, MOBILE, AL 36695-8110

Mortgage

Document Number0000010978
DateFeb 18, 2022
Instrument2022010978
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTroy City
Unified School DistrictTroy Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$219,641 (+7.91%) Land $22,000 Building $197,641$219,641 (+7.91%) Land $22,000 Building $197,641
2024$3,639.00 (+6.56%)
2023$3,415.00 (+25.78%)$203,548 Land $15,000 Building $188,548$203,548 Land $15,000 Building $188,548
2022$2,715.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 82% of Texas
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TROY
serves 4,367 people · EPA ID TX0140037
Water SourcePurchased surface water from CITY OF TEMPLE
Last State InspectionMar 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Nextlink
Fixed Wireless
500 / 100

May also be available: Verizon.

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