715 Commerce St, Gulfport, MS 39507 Property Records

Harrison County property record for 715 Commerce St, Gulfport, MS 39507

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,206 sqft · built 1998
Lot Size	0.209 acres (9,120 sqft)
Owner	Individual Name on Record
Tax Bill	$1,916 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0910I-01-058.001`

Property Details

APN / Parcel Number

Primary APN	`0910I-01-058.001`
Alternative APN	`115384`

Interior

Full Baths	2 Baths
Building Area	2,206 sqft Adjusted Area
1st Floor Area	1,289 sqft
2nd Floor Area	810 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Plywood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,120 sqft
Lot Dimensions	120 ft deep x 76 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	425 sqft
Parking Spaces	2 Parking Spaces
Utility Building	75 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	115384
Street Address	715 COMMERCE ST
City	GULFPORT
State	MS
Zip	39507-3318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 75.7 FT W OF INTER OF S MAR OF COMMERCE ST & W MAR OF TEAGARDEN RD W ALONG COMMERCE ST 75.7 FT S 120 FT E 75.7 FT N 120 F
Legal Range	11
Legal Township	07
Legal Section	36
Jurisdiction	HARRISON MS
Township / Civil Division	2
Census Block Group	1
Census Block	1004
Census Tract	1702

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10625 PARRISH ST # B-102, B-102, MATTHEWS, NC 28105-8929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2025	Warranty Deed, Transfer · Conventional Mortgage GULF SOUTH MORTGAGE LLC
Jan 28, 2019	Deed of Trust, Mortgage COMMERCE PROPERTIES LLC
Jan 28, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2025
Deed Sale	Jul 30, 2025
Prior Sale	Jan 28, 2019
Deed Document Number	2025-0016139-D-J1
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jul 30, 2025
Property Address	715 COMMERCE ST, GULFPORT, MS 39507-3318
Document Number	20250016139DJ1
Instrument Date	Jul 28, 2025
Instrument	2025-0016139-D-J1
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	715 COMMERCE ST, GULFPORT, MS 39507-3318

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10625 PARRISH ST # B-102, B-102, MATTHEWS, NC 28105-8929

Mortgage

Document Number	20250016140TJ1
Date	Jul 30, 2025
Instrument	2025-0016140-T-J1

Lender

Name	GULF SOUTH MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	715 COMMERCE ST, GULFPORT, MS 39507-3318
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190000698TJ1
Date	Jan 28, 2019
Instrument	2019-0000698-T-J1

Lender

Name	COMMERCE PROPERTIES LLC
Type	Non-Lending Institution
Address	11590 STANTON CIR, GULFPORT, MS 39503

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2029

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jan 28, 2019
Property Address	715 COMMERCE ST, GULFPORT, MS 39507-3318
Document Number	20190000480DJ1
Instrument Date	Jan 25, 2019
Instrument	2019-0000480-D-J1
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11590 STANTON CIR, 11590, GULFPORT, MS 39503-6156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 COMMERCE ST, GULFPORT, MS 39507-3318

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Gulfport City
Unified School District	Gulfport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,916.00 (+6.92%) Homeowner's exemption Disabled Person's exemption	$16,798 (+5.91%)	$167,986 (+5.92%) Land $20,102 Building $147,884
2024	$1,792.00 (-2.87%)
2023	$1,845.00 Homeowner's exemption Disabled Person's exemption	$15,860	$158,598 Land $20,102 Building $138,496
2022	$1,845.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	7 (2005–2022)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 41% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GULFPORT serves 75,056 people · EPA ID MS0240003
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: C Spire Wireless.

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