715 Clay St E, Monmouth, OR 97361 Property Records

Polk County property record for 715 Clay St E, Monmouth, OR 97361

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,100 sqft · built 1961
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$97,500 (Sep 2017)
Tax Bill	$1,872 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08430-BD-03502`

Property Details

APN / Parcel Number

Primary APN	`08430-BD-03502`
Alternative APN	`303592`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
Gross Area	1,400 sqft
1st Floor Area	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1973
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Garage Area	300 sqft
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	303592
Street Address	715 CLAY ST E
City	MONMOUTH
State	OR
Zip	97361-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	ONE STORY
Legal Range	4W
Legal Township	08S
Legal Section	30
Legal Subdivision	MONMOUTH OUTLOTS
Legal Block	2
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	2
Census Block	2012
Census Tract	20304

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	179 ACKERMAN ST W, MONMOUTH, OR 97361-2102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jun 15, 2021	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FNDG
Apr 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage DAVID A & WILMA J KUHN
Sep 6, 2017	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2017 · Amount on Record
Deed Sale	Sep 12, 2017 · Amount on Record
Prior Sale	Sep 6, 2017 · Amount on Record
Deed Document Number	201710913
Prior Transfer Date	Jul 19, 2017
Prior Transfer Doc	0000010651
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	715 CLAY ST E, MONMOUTH, OR 97361-2405
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 CLAY ST E, MONMOUTH, OR 97361-2405

Mortgage

Document Number	0000015274
Date	Sep 28, 2021
Instrument	2021-015274

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Jun 15, 2021
Property Address	715 CLAY ST E, MONMOUTH, OR 97361-2405
Document Number	0000009923
Instrument Date	Jun 14, 2021
Instrument	9923
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	693 CLAY ST E MONMOUTH OR 973612402, MONMOUTH, OR 97361-2402

Mortgage

Document Number	9924
Date	Jun 15, 2021
Instrument	9924

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	715 CLAY ST E, MONMOUTH, OR 97361-2405
Document Number	0000012902
Instrument Date	Apr 3, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	179 ACKERMAN ST W MONMOUTH OR 973612102, MONMOUTH, OR 97361-2102

Mortgage

Document Number	0000012902
Date	Nov 5, 2018
Instrument	12902

Lender

Name	DAVID A & WILMA J KUHN
Address	1531 FALL RIVER RD, IDAHO FALLS, ID 83401-5059

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Sep 6, 2017
Property Address	715 CLAY ST E, MONMOUTH, OR 97361-2405
Document Number	0000010651
Instrument Date	Sep 5, 2017
Instrument	10651
Transaction Type	Transfer
Record Updated	Sep 18, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$97.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	179 ACKERMAN ST W MONMOUTH OR 973612102, MONMOUTH, OR 97361-2102

Mortgage

Document Number	10652
Date	Sep 6, 2017
Instrument	10652

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Monmouth City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,120 (+3%) Land $50,520 Building $94,600	$314,070 (+1.6%) Land $150,000 Building $164,070
2025	$1,872.00 (-19.38%) Veteran's exemption	$140,900 (+3%) Land $49,040 Building $91,860	$309,120 (+1.89%) Land $141,500 Building $167,620
2024	$2,322.00 (-4.01%)	$136,800 (+3%) Land $47,610 Building $89,190	$303,400 (-0.53%) Land $132,200 Building $171,200
2023	$2,419.00 (+11.12%)	$132,820 (+2.99%) Land $46,220 Building $86,600	$305,020 (+5.44%) Land $132,200 Building $172,820
2022	$2,177.00	$128,960 Land $44,870 Building $84,090	$289,280 Land $123,750 Building $165,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONMOUTH serves 11,651 people · EPA ID OR4100537
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Nov 2015
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hunter Communications.

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