St. Clair County property record for 715 Clay St, Algonac, MI 48001 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Square Footage | 997 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Garage | 896 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $213,000 (2024) |
| Tax Bill | $1,901.00 (2025) |
| Primary APN | 74-01-105-0134-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 997 sqft Living Area |
| 1st Floor Area | 997 sqft 1st Floor |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 896 sqft Garage |
| Heating System | Hot Water |
|---|
| Street Address | 715 CLAY ST |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 40' OF LOTS 3 & 4 BLK 58 & W 1/2 OF VAC ALLEY ADJ MAP OF THE VILLAGE OF ALGONAC ACCORDING TO THE PLAT RECORDED IN LIBER F OF PLATS PG 51 ST CLAIR COUNTY REGISTER OF DEEDS |
| Legal Subdivision | VILLAGE OF ALGONAC |
| Legal Block | 58 |
| Legal Lot Number | 3-4 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 649000 |
Source: St. Clair County records · APN 74-01-105-0134-000
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38401 N POINTE DR, HARRISON TOWNSHIP, MI 48045-6853 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2024 | Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP |
| Oct 13, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Oct 24, 2017 | Deed, Transfer · Conventional Mortgage MB FINANCIAL BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 12, 2024 · Amount on Record |
| Deed Sale | Mar 12, 2024 · Amount on Record |
| Prior Sale | Oct 24, 2017 · Amount on Record |
| Deed Document Number | 20244006 |
| Deed Book / Page | 5696 / 596 |
| Prior Transfer Date | Oct 05, 2017 |
| Prior Transfer Doc | 2017024326 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 12, 2024 |
| Property Address | 715 CLAY ST, ALGONAC, MI 48001-1403 |
| Document Number | 0005696596 |
| Book / Page | 5696 / 596 |
| Map Reference | LB F PG 51 |
| Instrument Date | Feb 15, 2024 |
| Instrument | 2024004006 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,597.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 715 CLAY ST, ALGONAC, MI 48001-1403 |
| Name | Verified Name |
|---|---|
| Address | 38401 N POINTE DR, HARRISON TOWNSHIP, MI 48045-6853 |
| Document Number | 2024003052 |
|---|---|
| Date | Mar 12, 2024 |
| Instrument | 2024003052 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2054 |
| Document Number | 0005692667 |
|---|---|
| Date | Feb 23, 2024 |
| Book Page | 5692/667 |
| Instrument | 2024003052 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 5 CONCOURSE PKWY STE 2250, ATLANTA, GA 30328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 715 CLAY ST, ALGONAC, MI 48001-1403 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 715 CLAY ST, ALGONAC, MI 48001-1403 |
| Document Number | 0053260017 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 5326/17 |
| Instrument | 2021005732 |
| Name | HALL FINANCIAL GROUP |
|---|---|
| Type | Non-Lending Institution |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 13, 2017 |
| Property Address | 715 CLAY ST, ALGONAC, MI 48001-1403 |
| Document Number | 0048780930 |
| Book / Page | 004878 / 000930 |
| Instrument Date | Oct 05, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 715 CLAY ST ALGONAC MI 480011403, ALGONAC, MI 48001-1403 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 24, 2017 |
| Property Address | 715 CLAY ST, ALGONAC, MI 48001-1403 |
| Document Number | 004882/487 |
| Book / Page | 4882 / 487 |
| Map Reference | LBF PG51 |
| Instrument Date | Oct 05, 2017 |
| Instrument | 2017025192 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $688.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 715 CLAY ST, ALGONAC, MI 48001-1403 |
| Document Number | 0048820488 |
|---|---|
| Date | Oct 24, 2017 |
| Book Page | 4882/488 |
| Instrument | 2017025193 |
| Name | MB FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,901.00 (-5.61%) Homeowner's exemption | $76,300 (+22.67%) | |
| 2024 | $2,014.00 (+12.51%) | $152,600 (+22.67%) | |
| 2023 | $62,200 | ||
| 2022 | $1,790.00 | $124,400 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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