715 Cherry St, Chattanooga, TN 37402 Property Records

Hamilton County property record for 715 Cherry St, Chattanooga, TN 37402

Property Summary

Property Type	Office Building
Details	15,000 sqft · built 1930
Lot Size	0.057 acres (2,520 sqft)
Owner	Company Name on File
Last Sale	$750,000 (Sep 2015)
Tax Bill	$16,780 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`145DA D 005`

Property Details

APN / Parcel Number

Primary APN	`145DA D 005`
Alternative APN	`0000070197`

Interior

Stories	3 Stories
Building Area	15,000 sqft Total Area

Exterior

Year Built	Built 1930
Exterior Material	Brick
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	2,520 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25.2 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	0000070197
Old Parcel Number	145DAD 005
Street Address	715 CHERRY ST
City	CHATTANOOGA
State	TN
Zip	37402-1927
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	C3
Legal Description	LT 1 THE CO-OP SUB PB 104-85
Legal Range	07
Legal Subdivision	ORIGINAL TOWN MARKET
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2067
Census Tract	3100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Chattanooga Historic District listed 2020 · 47 contributing resources · NRIS 100005387

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

715 Cherry St, a commercial property, is owned by a company that bought it in September 2015.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Company Name on File
Mailing Address	800 MARKET ST STE 201, 201, CHATTANOOGA, TN 37402-2677
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2019	Deed of Trust, Mortgage · Line of Credit SYNOVUS BK
Aug 24, 2018	Quit Claim Deed, Transfer FIRST CHOICE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2015 · Amount on File
Deed Sale	Sep 1, 2015 · Amount on File
Prior Sale	Jan 7, 2011
Deed Document Number	2015090100233
Deed Book / Page	10556 / 574
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	715 CHERRY ST, CHATTANOOGA, TN 37402-1927
Document Number	0606000057
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	715 CHERRY ST #209 CHATTANOOGA TN 374021929, 209, CHATTANOOGA, TN 37402-1929

Mortgage

Document Number	0606000057
Date	Jun 6, 2019
Book Page	011661/000495
Instrument	190606000057

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 5, 2024

Interest

Rate Type	Adjustable Rate

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 24, 2018
Property Address	715 CHERRY ST, CHATTANOOGA, TN 37402-1927
Document Number	0824000225
Book / Page	011435 / 000996
Instrument Date	Aug 6, 2018
Instrument	180824000225
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	FIRST CHOICE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	715 CHERRY ST #207 CHATTANOOGA TN 374021929, 207, CHATTANOOGA, TN 37402-1929

Tax Assessment & Valuation

The 2025 property tax bill for 715 Cherry St was $16,780.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,780.00	$1,107,080	$2,767,700 Land $305,200 Building $2,462,500
2023	$22,483.00	$1,004,920 (-)	$2,512,300 (-) Land $203,400 Building $2,308,900
2022	$22,483.00	$1,004,920	$2,512,300 Land $203,400 Building $2,308,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 715 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 715 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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