Lake County property record for 715 Cherry Ave, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,437 sqft · built 2005 |
| Lot Size | 0.163 acres (7,096 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $765,000 (Jun 2019) |
| Tax Bill | $17,605 (2024) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-33-409-063 |
| Primary APN | 12-33-409-063 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,437 sqft Living Area |
| Gross Area | 3,555 sqft |
| 1st Floor Area | 1,185 sqft |
| Upper Floors Area | 1,185 sqft |
| Basement Area | 1,185 sqft |
| Finished Basement | 1,067 sqft |
| Unfinished Basement | 118 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,096 sqft (0.163 acres) |
| Lot Dimensions | 142 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 715 CHERRY AVE |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-2477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CO.CLERKS SUBDN OF LOTS 289 & 290 LAKE FOREST; LOT 15 BLOCK 289 |
| Legal Subdivision | CO.CLERKS SUBDN OF LOTS 289 & 290 LAKE F |
| Legal Block | 289 |
| Legal Lot Number | 15,28 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 863400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 715 CHERRY AVE, LAKE FOREST, IL 60045-2477 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BUSEY BANK |
| Aug 24, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Jun 19, 2019 | Warranty Deed, Transfer · ARM BUSEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2019 · Amount on Record |
| Deed Sale | Jun 19, 2019 · Amount on Record |
| Prior Sale | Sep 4, 2013 · Amount on Record |
| Deed Document Number | 20197570450 |
| Prior Transfer Date | Aug 31, 1999 |
| Prior Transfer Doc | 0004443521 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 715 CHERRY AVE, LAKE FOREST, IL 60045-2477 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2023 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 715 CHERRY AVE, LAKE FOREST, IL 60045-2477 |
| Document Number | 0007992812 |
|---|---|
| Date | Aug 29, 2023 |
| Instrument | 7992812 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | WILLOWBROOK, IL 60527 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 24, 2022 |
| Property Address | 715 CHERRY AVE, LAKE FOREST, IL 60045-2477 |
| Document Number | 0007928409 |
| Map Reference | DOC 182559 |
| Instrument Date | Aug 7, 2022 |
| Instrument | 7928409 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 715 CHERRY AVE, 715, LAKE FOREST, IL 60045-2477 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 715 CHERRY AVE, LAKE FOREST, IL 60045-2477 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 715 CHERRY AVE, LAKE FOREST, IL 60045-2477 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Title Company | ACQUEST TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0007823859 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 7823859 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 19, 2019 |
| Property Address | 715 CHERRY AVE, LAKE FOREST, IL 60045-2477 |
| Document Number | 0007570450 |
| Map Reference | DOC 182559 |
| Instrument Date | May 22, 2019 |
| Instrument | 7570450 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | ATTORNEYS TTL GUARANTY FUND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $765.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 715 CHERRY AVE, LAKE FOREST, IL 60045-2477 |
| Document Number | 0007570451 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 7570451 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
| Document Number | 0007570452 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 7570452 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $329,558 (+20.59%) Land $81,862 Building $247,696 | $988,773 (+20.59%) Land $245,611 Building $743,162 | |
| 2024 | $17,605.00 (+10.11%) | ||
| 2023 | $15,989.00 (+2.88%) | $273,299 (+0.92%) Land $67,887 Building $205,412 | $819,979 (+0.92%) Land $203,681 Building $616,298 |
| 2022 | $15,542.00 | $270,807 Land $67,268 Building $203,539 | $812,502 Land $201,824 Building $610,678 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1990) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1990 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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