Polk County property record for 715 Ave C SW, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,538 sqft · built 1924 |
| Lot Size | 0.442 acres (19,258 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Jul 2020) |
| Tax Bill | $1,773 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-29-633500-000040 |
| Primary APN | 26-28-29-633500-000040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,538 sqft Living Area |
| 1st Floor Area | 1,538 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 19,258 sqft (0.442 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 506 sqft |
| Cooling System | None |
|---|
| Street Address | 715 AVENUE C SW |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-2810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | SUNSET PARK PB 21 PG 46 LOTS 4 5 6 7 & E 17.5 FT OF 8 LESS S 5 FT |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 29 |
| Legal Subdivision | SUNSET PARK |
| Legal Tract | 633500 |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 13701 |
Source: Polk County records · APN 26-28-29-633500-000040
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 715 AVENUE C SW, WINTER HAVEN, FL 33880-2810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 04, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Jul 23, 2020 | Warranty Deed, Transfer · FHA Mortgage AMERICAN LIBERTY MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 23, 2020 · Amount on Record |
| Deed Sale | Jul 23, 2020 · Amount on Record |
| Deed Document Number | 2020148580 |
| Deed Book / Page | 11309 / 1277 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 715 AVENUE C SW, WINTER HAVEN, FL 33880-2810 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 715 AVENUE C SW, WINTER HAVEN, FL 33880-2810 |
| Document Number | 0000145111 |
|---|---|
| Date | Jun 04, 2021 |
| Book Page | 11745/646 |
| Instrument | 2021145111 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jun 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 23, 2020 |
| Property Address | 715 AVENUE C SW, WINTER HAVEN, FL 33880-2810 |
| Document Number | 0113091277 |
| Book / Page | 011309 / 001277 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 148580 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | SMART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 715 AVENUE C SW WINTER HAVEN FL 338802810, WINTER HAVEN, FL 33880-2810 |
| Document Number | 113091279 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 011309/001279 |
| Instrument | 148581 |
| Name | AMERICAN LIBERTY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80211 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2050 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,773.00 (+7%) Homeowner's exemption | $136,795 (+5.99%) | $215,663 (-2.91%) Land $15,741 Building $199,922 |
| 2023 | $1,657.00 (+3.5%) Homeowner's exemption | $129,068 (+3%) | $222,129 (+14.54%) Land $15,366 Building $206,763 |
| 2022 | $1,601.00 Homeowner's exemption | $125,309 | $193,935 Land $12,903 Building $181,032 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 159 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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