Luzerne County property record for 715 Apple Tree Rd, Harding, PA 18643
| Property Type | Single Family Home |
|---|---|
| Details | 1,322 sqft · built 1936 |
| Lot Size | 1.34 acres (58,370 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,876 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-B10-00A-014 |
| Primary APN | 17-B10-00A-014 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,322 sqft Living Area |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Lot Area | 58,370 sqft (1.34 acres) |
| Old Parcel Number | 17-B10-00A-014 |
|---|---|
| Street Address | 715 APPLE TREE RD |
| City | HARDING |
| State | PA |
| Zip | 18643-7031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 17-438-2 149 APPLETREE RD |
| Legal Block | A |
| Legal Lot Number | 14 |
| Jurisdiction | LUZERNE PA |
| Township / Civil Division | EXETER |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 211102 |
715 Apple Tree Rd is owned and occupied by two individuals.
Source: Luzerne County records, as of August 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 715 APPLE TREE RD, HARDING, PA 18643-7031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FNCB BANK |
| Dec 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FNCB BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Property Address | 715 APPLE TREE RD, HARDING, PA 18643-7031 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | TIGER ABSTRACT INC, TIGER ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0000031456 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 3021/132616 |
| Instrument | 202131456 |
| Name | FNCB BANK |
|---|---|
| Type | Bank |
| Address | SCRANTON, PA 18512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 173 Months |
| Due | Oct 30, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Property Address | 715 APPLE TREE RD, HARDING, PA 18643-7031 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TIGER ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0000067257 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 3019/231708 |
| Instrument | 201967257 |
| Name | FNCB BANK |
|---|---|
| Type | Bank |
| Address | SCRANTON, PA 18512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 234 Months |
| Due | Jun 3, 2039 |
The 2026 property tax bill for 715 Apple Tree Rd was $3,876 with a homeowner's exemption.
Source: Luzerne County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Luzerne County |
| County Subdivision | Exeter Township |
| Unified School District | Wyoming Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,876.00 Homeowner's exemption | $129,000 Land $34,700 Building $94,300 | |
| 2025 | $3,876.00 | ||
| 2024 | $129,000 Land $34,700 Building $94,300 | ||
| 2023 | $3,577.00 | ||
| 2009 | $129,000 Land $34,700 Building $94,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 715 Apple Tree Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 17 (1979–2014) |
| Claims Outside the SFHA | 11 of 17 |
| Most Recent Claim | Oct 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 715 Apple Tree Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 81% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
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