715 4th St E, Northfield, MN 55057 Property Records

Rice County property record for 715 4th St E, Northfield, MN 55057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,708 sqft · built 1925
Lot Size	0.241 acres (10,481 sqft)
Owner	2 Individual Names on Record
Last Sale	$521,500 (Apr 2026)
Tax Bill	$7,194 (2026)
Deeds & Mortgages	Sep 2024 Line of Credit Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22.06.1.26.007`

Property Details

APN / Parcel Number

Primary APN	`22.06.1.26.007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,481 sqft (0.241 acres)
Lot Dimensions	159 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	352 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	715 4TH ST E
City	NORTHFIELD
State	MN
Zip	55057-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 3 OF HIGHLAND PARK (NFLD)
Legal Subdivision	HIGHLAND PARK (NFLD)
Legal Block	3
Legal Lot Number	1
Jurisdiction	RICE MN
Township / Civil Division	NORTHFIELD
Census Block Group	1
Census Block	1024
Census Tract	70501

Owner

Source: Rice County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	715 4TH ST E, NORTHFIELD, MN 55057-2317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2024	Deed of Trust, Mortgage · Line of Credit COMMUNITY RESOURCE BANK NA
Apr 9, 2026	Warranty Deed, Transfer · Conventional Mortgage FRANDSEN BANK AND TRUST
Sep 4, 2020	Warranty Deed, Transfer · Conventional with PMI COMMUNITY RESOURCE BK
Jun 15, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK
Dec 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2026 · Amount on Record
Deed Sale	Apr 9, 2026 · Amount on Record
Prior Sale	Sep 4, 2020 · Amount on Record
Deed Document Number	2026782994
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	715 4TH ST E, NORTHFIELD, MN 55057-2317
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 4TH ST E, NORTHFIELD, MN 55057-2317

Mortgage

Document Number	000A770205
Date	Sep 16, 2024
Instrument	A770205

Lender

Name	COMMUNITY RESOURCE BANK NA
Type	Bank
Address	NORTHFIELD, MN 55057

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 20, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICE MN
Recording Date	Apr 9, 2026
Property Address	715 4TH ST E, NORTHFIELD, MN 55057-2317
Document Number	0000782994
Instrument Date	Apr 1, 2026
Instrument	2026782994
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	HOMESERVICES OF AMERICA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173,815.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	715 4TH ST E, NORTHFIELD, MN 55057-2317

Mortgage

Document Number	0000782995,
Date	Apr 9, 2026
Instrument	2026782995

Lender

Name	FRANDSEN BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICE MN
Recording Date	Sep 4, 2020
Property Address	715 4TH ST E, NORTHFIELD, MN 55057-2317
Document Number	0000730059
Instrument Date	Jul 22, 2020
Instrument	730059
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,257.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	715 4TH ST E NORTHFIELD MN 550572317, NORTHFIELD, MN 55057-2317

Mortgage

Document Number	730060
Date	Sep 4, 2020
Instrument	730060

Lender

Name	COMMUNITY RESOURCE BK
Type	Bank
Address	NORTHFIELD, MN 55057

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICE MN
Recording Date	Jun 15, 2018
Property Address	715 4TH ST E, NORTHFIELD, MN 55057-2317
Document Number	0000707845
Instrument Date	May 29, 2018
Instrument	707845
Transaction Type	Transfer
Record Updated	Jul 13, 2018
Title Company	TITLE SMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$833.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	715 4TH ST E NORTHFIELD MN 550572317, NORTHFIELD, MN 55057-2317

Mortgage

Document Number	707846
Date	Jun 15, 2018
Instrument	707846

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 14, 2033

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICE MN
Recording Date	Dec 21, 2017
Property Address	715 4TH ST E, NORTHFIELD, MN 55057-2317
Document Number	0000703775
Instrument Date	Nov 13, 2017
Instrument	703775
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3555 CLEVELAND ST NE MINNEAPOLIS MN 554181534, MINNEAPOLIS, MN 55418-1534

Tax Assessment & Valuation

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
Municipality	Northfield City
Unified School District	Northfield Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,194.00 (+19.82%)	$422,100 (+2.6%) Land $105,000 Building $317,100	$422,100 (+2.6%) Land $105,000 Building $317,100
2025		$411,400 (+6.83%) Land $98,300 Building $313,100	$411,400 (+6.83%) Land $98,300 Building $313,100
2024	$6,004.00 (+35.23%)	$385,100 (-) Land $88,300 Building $296,800	$385,100 (-) Land $88,300 Building $296,800
2023	$4,440.00	$385,100 Land $88,300 Building $296,800	$385,100 Land $88,300 Building $296,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (1998–2024)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Northfield serves 20,790 people · EPA ID MN1660010
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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