7148 Lovers Gap Rd, Vansant, VA 24656 Property Records

Buchanan County property record for 7148 Lovers Gap Rd, Vansant, VA 24656

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 2011
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Tax Bill	$601 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2HH245049`

Property Details

APN / Parcel Number

Primary APN	`2HH245049`
Alternative APN	`12326`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,120 sqft Living Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Modular
Exterior Material	Vinyl
Construction Type	Steel Frame
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	12326
Street Address	7148 LOVERS GAP RD
City	VANSANT
State	VA
Zip	24656-8071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAR FK RUSSELL PRATER 0 0 AC 4
Jurisdiction	BUCHANAN VA
Township / Civil Division	PRATER
Census Block Group	1
Census Block	1044
Census Tract	10300

Owner

Source: Buchanan County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7148 LOVERS GAP RD, VANSANT, VA 24656-8071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK NA
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN VA
Property Address	7148 LOVERS GAP RD, VANSANT, VA 24656-8071
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000525
Date	May 10, 2021
Instrument	210000525

Lender

Name	COMMUNITY TRUST BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	264 Months
Due	May 1, 2043

Interest

Rate Type	Fixed Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN VA
Property Address	7148 LOVERS GAP RD, VANSANT, VA 24656-8071
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000029
Date	Jan 12, 2022
Instrument	220000029

Lender

Name	COMMUNITY TRUST BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 30, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Buchanan County
Unified School District	Buchanan County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$601.00 (+0.17%)	$154,000 (-) Land $10,900 Building $143,100
2024	$600.00
2023	$600.00	$154,000 Land $10,900 Building $143,100	$154,000 Land $10,900 Building $143,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1984–2003)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2003 · Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide
Claims by Event	Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide, Feb 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 97.1% of Virginia
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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